Raiz Invest (ASX:RZI) Long-Term Debt: A$0.98 Mil (As of Dec. 2025)


ASX:RZI Raiz Invest Ltd ASX:RZI
49 GF Score
Price A$0.55
GF Value A$0.64
Valuation Modestly Undervalued
View Full Analysis

What is Raiz Invest Long-Term Debt?

Raiz Invest ASX:RZI +2.80% 49 Long-Term Debt is A$0.98 Mil as of Dec. 2025. GuruFocus rates ASX:RZI with a GF Score™ of 49/100 and a GF Value™ of A$0.64 (Modestly Undervalued).

Raiz Invest's Long-Term Debt for the quarter that ended in Dec. 2025 was A$0.98 Mil.

Raiz Invest's quarterly Long-Term Debt declined from Dec. 2024 (A$1.23 Mil) to Jun. 2025 (A$1.11 Mil) and declined from Jun. 2025 (A$1.11 Mil) to Dec. 2025 (A$0.98 Mil).

Raiz Invest's annual Long-Term Debt declined from Jun. 2023 (A$0.15 Mil) to Jun. 2024 (A$0.00 Mil) but then increased from Jun. 2024 (A$0.00 Mil) to Jun. 2025 (A$1.11 Mil).

Raiz Invest  (ASX:RZI) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Raiz Invest Long-Term Debt Related Terms

Raiz Invest Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Raiz Invest's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raiz Invest Long-Term Debt Chart

Raiz Invest Annual Data
Trend Dec17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only 0.27 0.64 0.15 0.00 1.11

Raiz Invest Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.00 1.23 1.11 0.98
ASX:RZI
49GF Score
Raiz Invest Ltd ASX:RZI
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of A$0.98 Mil mean?
Raiz Invest (ASX:RZI) has a Long-Term Debt of A$0.98 Mil as of Dec. 2025.
Is Raiz Invest's Long-Term Debt too high?
Raiz Invest's current Long-Term Debt is A$0.98 Mil. Overall, Raiz Invest has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Raiz Invest's Long-Term Debt compare to MSFT and ORCL?
Raiz Invest's Long-Term Debt of A$0.98 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Raiz Invest's current Long-Term Debt is A$0.98 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiz Invest stock overvalued right now?
Based on GuruFocus' analysis, Raiz Invest (ASX:RZI) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.64, compared to a current price of A$0.55 — trading 14.1% below its estimated fair value. The current Long-Term Debt is A$0.98 Mil. Raiz Invest's overall GF Score™ is 49/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Raiz Invest (ASX:RZI), the current Long-Term Debt is A$0.98 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raiz Invest (ASX:RZI) Overvalued in 2026?

Based on GuruFocus' analysis, Raiz Invest stock appears to be undervalued. The current stock price of A$0.55 is trading 14.1% below its estimated GF Value™ of A$0.64. GuruFocus considers Raiz Invest to be Modestly Undervalued.

Key valuation signals for ASX:RZI:

  • Long-Term Debt: A$0.98 Mil
  • GF Value™: A$0.64 vs. price of A$0.55 (14.1% below fair value)
  • GF Score™: 49/100

No single metric tells the full story. See the ASX:RZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Raiz Invest Business Description

Address 2 Bulletin Place, Level 9, Sydney, NSW, AUS, 2000
Raiz Invest Ltd provides financial services and products through its mobile-first micro-investing platform which offers its customers an easy way to regularly invest either small or large amounts of money using the Raiz mobile application or through the Raiz website in Australia. The company products include Raiz Rewards, Raiz Kids, and Raiz Property Fund.
49GF Score

Get the complete analysis for ASX:RZI

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.55
Price
A$0.64
GF Value