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BCB BancorpBCBP +0.11%60 EV-to-OCF is 4.07 as of Aug. 18, 2026, which is 47% below its 10-year median of 7.71. GuruFocus rates BCBP with a GF Score™ of 60/100 and a GF Value™ of $9.43 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,499 Banks companies, BCB Bancorp ranks worse than 50.43% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, BCB Bancorp's Enterprise Value is $143.7 Mil.
BCB Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $35.3 Mil. Therefore, BCB Bancorp's EV-to-OCF for today is 4.07.
The historical rank and industry rank for BCB Bancorp's EV-to-OCF or its related term are showing as below:
BCBP'
s EV-to-OCF Range Over the Past 10 Years
Min: -5.47 Med: 7.71 Max: 49.39
Current: 4.07
During the past 13 years, the highest EV-to-OCF of BCB Bancorp was 49.39. The lowest was -5.47. And the median was 7.71.
BCBP's EV-to-OCF is ranked worse than 50.43% of 1499
companies
in the Banks industry
Industry Median: 3.92
vs BCBP: 4.07
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BCB Bancorp's PE Ratio (TTM) for today is calculated as:
BCB Bancorp's share price for today is $8.95.
BCB Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.100.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
BCB Bancorp EV-to-OCF Related Terms
BCB Bancorp EV-to-OCF Historical Data
* Premium members only.
The historical data trend for BCB Bancorp's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BCB Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCB Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, BCB Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where BCB Bancorp's EV-to-OCF falls into.
BCB Bancorp's current Enterprise Value is $143.7 Mil.
BCB Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $35.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCB Bancorp (BCBP) has a EV-to-OCF of 4.07 as of Aug. 18, 2026. This is 47% below median its historical median of 7.71. According to the industry distribution chart, BCB Bancorp ranks #756 out of 1499 companies in the Banks industry, placing it in the top 50.4%.
Is BCB Bancorp's EV-to-OCF too high?
BCB Bancorp's current EV-to-OCF of 4.07 is 47% below median its 10-year median of 7.71. The Banks industry median EV-to-OCF is 3.92. BCB Bancorp's value of 4.07 is 3.8% above this industry median. Based on the distribution chart, BCB Bancorp ranks #756 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, BCB Bancorp has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BCB Bancorp's EV-to-OCF compare to BVFL and ECBK?
According to the Banks industry distribution chart, BCB Bancorp ranks #756 out of 1499 companies for EV-to-OCF. This places BCB Bancorp in the lower half of its industry. The industry median EV-to-OCF is 3.92. BCB Bancorp's value of 4.07 is 3.8% above this benchmark. While the company's 10-year median is 7.71 vs. the industry median of 3.92, BCB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.92, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCB Bancorp's current EV-to-OCF of 4.07 is 3.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCB Bancorp's current EV-to-OCF is 4.07, which is 47% below median its own 10-year median of 7.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, BCB Bancorp (BCBP) is currently considered Fairly Valued. The stock's GF Value™ is $9.43, compared to a current price of $8.95 — trading 5.1% below its estimated fair value. The current EV-to-OCF is 4.07, which is 47% below median its 10-year median of 7.71 and 3.8% above the Banks industry median of 3.92. BCB Bancorp's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For BCB Bancorp (BCBP), the current EV-to-OCF is 4.07 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCB Bancorp (BCBP) Overvalued in 2026?
Based on GuruFocus' analysis, BCB Bancorp stock appears to be undervalued.
The current stock price of $8.95 is trading 5.1% below its estimated GF Value™ of $9.43.
GuruFocus considers BCB Bancorp to be Fairly Valued.
Key valuation signals for BCBP:
EV-to-OCF: 4.07 (47% below median its 10-year median of 7.71)
GF Value™: $9.43 vs. price of $8.95 (5.1% below fair value)
Industry Position: 3.8% above the Banks median (#756 of 1499)
No single metric tells the full story. See the BCBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCB Bancorp Inc is a bank holding company. The company offers loans, including commercial and multi-family real estate loans, home equity loans, construction loans, consumer loans, and commercial business loans; FDIC-insured deposit products, such as savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposit and individual retirement accounts, and retail and commercial banking services, including wire transfers, money orders, safe deposit boxes, a night depository, debit cards, online banking, gift cards, fraud detection and automated teller services.
60GF Score
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