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BCB BancorpBCBP -0.83%60 FCF Margin % is 40.83% as of Jun. 2026, which is 18% above its 10-year median of 34.63. GuruFocus rates BCBP with a GF Score™ of 60/100 and a GF Value™ of $9.43 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,502 Banks companies, BCB Bancorp ranks better than 61.92% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. BCB Bancorp's Free Cash Flow for the
three
months ended in Jun. 2026 was $9.3 Mil. BCB Bancorp's Revenue for the
three
months ended in Jun. 2026 was $22.9 Mil. Therefore, BCB Bancorp's FCF Margin % for the quarter that ended in Jun. 2026 was 40.83%.
The historical data trend for BCB Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BCB Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCB Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BCB Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where BCB Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCB Bancorp (BCBP) has a FCF Margin % of 40.83% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BCB Bancorp and its competitors. This is 18% above median its historical median of 34.63. Over the past decade, BCB Bancorp's FCF Margin % has ranged from 1.90 to 155.84. According to the industry distribution chart, BCB Bancorp ranks #572 out of 1502 companies in the Banks industry, placing it in the top 38.1%.
Is BCB Bancorp's FCF Margin % too high?
BCB Bancorp's current FCF Margin % of 40.83% is 18% above median its 10-year median of 34.63. Over the past 10 years, this metric has ranged from a low of 1.90 to a high of 155.84. The Banks industry median FCF Margin % is 27.12. BCB Bancorp's value of 40.83% is 50.6% above this industry median. Based on the distribution chart, BCB Bancorp ranks #572 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, BCB Bancorp has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BCB Bancorp's FCF Margin % compare to BVFL and ECBK?
According to the Banks industry distribution chart, BCB Bancorp ranks #572 out of 1502 companies for FCF Margin %. This puts BCB Bancorp in the upper half of its industry. The industry median FCF Margin % is 27.12. BCB Bancorp's value of 40.83% is 50.6% above this benchmark. Historically, BCB Bancorp's own FCF Margin % has ranged from 1.90 to 155.84 over the past decade. While the company's 10-year median is 34.63 vs. the industry median of 27.12, BCB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.12, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCB Bancorp's current FCF Margin % of 40.83% is 50.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BCB Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 27.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCB Bancorp's current FCF Margin % is 40.83%, which is 18% above median its own 10-year median of 34.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, BCB Bancorp (BCBP) is currently considered Fairly Valued. The stock's GF Value™ is $9.43, compared to a current price of $8.94 — trading 5.2% below its estimated fair value. The current FCF Margin % is 40.83%, which is 18% above median its 10-year median of 34.63 and 50.6% above the Banks industry median of 27.12. BCB Bancorp's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For BCB Bancorp (BCBP), the current FCF Margin % is 40.83% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCB Bancorp (BCBP) Overvalued in 2026?
Based on GuruFocus' analysis, BCB Bancorp stock appears to be undervalued.
The current stock price of $8.94 is trading 5.2% below its estimated GF Value™ of $9.43.
GuruFocus considers BCB Bancorp to be Fairly Valued.
Key valuation signals for BCBP:
FCF Margin %: 40.83% (18% above median its 10-year median of 34.63)
GF Value™: $9.43 vs. price of $8.94 (5.2% below fair value)
Industry Position: 50.6% above the Banks median (#572 of 1502)
No single metric tells the full story. See the BCBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCB Bancorp Inc is a bank holding company. The company offers loans, including commercial and multi-family real estate loans, home equity loans, construction loans, consumer loans, and commercial business loans; FDIC-insured deposit products, such as savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposit and individual retirement accounts, and retail and commercial banking services, including wire transfers, money orders, safe deposit boxes, a night depository, debit cards, online banking, gift cards, fraud detection and automated teller services.
60GF Score
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