BCBP (BCB Bancorp) Debt-to-Asset : 0.06 (As of Jun. 2026)

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BCBP BCB Bancorp Inc BCBP
60 GF Score
Price $8.69
GF Value $9.38
Valuation Fairly Valued
! 2 Warning Signs
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What is BCB Bancorp Debt-to-Asset?

BCB Bancorp BCBP +0.87% 60 Debt-to-Asset is 0.06 as of Jun. 2026. GuruFocus rates BCBP with a GF Score™ of 60/100 and a GF Value™ of $9.38 (Fairly Valued). The stock has 2 warning signs investors should review.

BCB Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.0 Mil. BCB Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $179.3 Mil. BCB Bancorp's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $3,118.1 Mil. BCB Bancorp's debt to asset for the quarter that ended in Jun. 2026 was 0.06.

BCB Bancorp  (NAS:BCBP) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

BCB Bancorp Debt-to-Asset Related Terms

BCB Bancorp Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for BCB Bancorp's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCB Bancorp Debt-to-Asset Chart

BCB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.12 0.14 0.14 0.09

BCB Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.10 0.09 0.09 0.06

BCBP vs SLBK, WRIV, STLE: Debt-to-Asset Comparison

For the Banks - Regional subindustry, BCB Bancorp's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BCB Bancorp Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, BCB Bancorp's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where BCB Bancorp's Debt-to-Asset falls into.


BCBP
60GF Score
BCB Bancorp Inc BCBP
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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BCB Bancorp Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

BCB Bancorp's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 289.35) / 3279.466
=0.09

BCB Bancorp's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 179.288) / 3118.126
=0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.06 mean?
BCB Bancorp (BCBP) has a Debt-to-Asset of 0.06 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on BCB Bancorp and its competitors.
Is BCB Bancorp's Debt-to-Asset too high?
BCB Bancorp's current Debt-to-Asset is 0.06. Overall, BCB Bancorp has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BCB Bancorp's Debt-to-Asset compare to SLBK and WRIV?
BCB Bancorp's Debt-to-Asset of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on BCB Bancorp and its competitors. BCB Bancorp's current Debt-to-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, BCB Bancorp (BCBP) is currently considered Fairly Valued. The stock's GF Value™ is $9.38, compared to a current price of $8.69 — trading 7.4% below its estimated fair value. The current Debt-to-Asset is 0.06. BCB Bancorp's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For BCB Bancorp (BCBP), the current Debt-to-Asset is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCB Bancorp (BCBP) Overvalued in 2026?

Based on GuruFocus' analysis, BCB Bancorp stock appears to be undervalued. The current stock price of $8.69 is trading 7.4% below its estimated GF Value™ of $9.38. GuruFocus considers BCB Bancorp to be Fairly Valued.

Key valuation signals for BCBP:

  • Debt-to-Asset: 0.06
  • GF Value™: $9.38 vs. price of $8.69 (7.4% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the BCBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BCB Bancorp Business Description

Other Exchanges 41Y:Germany
Address 104-110 Avenue C, Bayonne, NJ, USA, 07002
BCB Bancorp Inc is a bank holding company. The company offers loans, including commercial and multi-family real estate loans, home equity loans, construction loans, consumer loans, and commercial business loans; FDIC-insured deposit products, such as savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposit and individual retirement accounts, and retail and commercial banking services, including wire transfers, money orders, safe deposit boxes, a night depository, debit cards, online banking, gift cards, fraud detection and automated teller services.
60GF Score

Get the complete analysis for BCBP

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.69
Price
$9.38
GF Value