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BCBP (BCB Bancorp) Cyclically Adjusted PB Ratio : 0.47 (As of May. 29, 2025)


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What is BCB Bancorp Cyclically Adjusted PB Ratio?

As of today (2025-05-29), BCB Bancorp's current share price is $8.09. BCB Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $17.20. BCB Bancorp's Cyclically Adjusted PB Ratio for today is 0.47.

The historical rank and industry rank for BCB Bancorp's Cyclically Adjusted PB Ratio or its related term are showing as below:

BCBP' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.46   Med: 1   Max: 1.4
Current: 0.47

During the past years, BCB Bancorp's highest Cyclically Adjusted PB Ratio was 1.40. The lowest was 0.46. And the median was 1.00.

BCBP's Cyclically Adjusted PB Ratio is ranked better than
86.12% of 1282 companies
in the Banks industry
Industry Median: 1.01 vs BCBP: 0.47

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

BCB Bancorp's adjusted book value per share data for the three months ended in Mar. 2025 was $18.337. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $17.20 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


BCB Bancorp Cyclically Adjusted PB Ratio Historical Data

The historical data trend for BCB Bancorp's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BCB Bancorp Cyclically Adjusted PB Ratio Chart

BCB Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 1.09 1.17 0.79 0.70

BCB Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.63 0.64 0.73 0.70 0.57

Competitive Comparison of BCB Bancorp's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, BCB Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCB Bancorp's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BCB Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where BCB Bancorp's Cyclically Adjusted PB Ratio falls into.


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BCB Bancorp Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

BCB Bancorp's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=8.09/17.20
=0.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCB Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, BCB Bancorp's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=18.337/134.9266*134.9266
=18.337

Current CPI (Mar. 2025) = 134.9266.

BCB Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201506 12.570 100.684 16.845
201509 12.817 100.392 17.226
201512 11.914 99.792 16.109
201603 11.790 100.470 15.833
201606 11.773 101.688 15.621
201609 11.756 101.861 15.572
201612 11.634 101.863 15.410
201703 11.250 102.862 14.757
201706 11.749 103.349 15.339
201709 11.813 104.136 15.306
201712 11.731 104.011 15.218
201803 11.783 105.290 15.100
201806 12.297 106.317 15.606
201809 12.403 106.507 15.713
201812 12.601 105.998 16.040
201903 13.216 107.251 16.626
201906 13.435 108.070 16.774
201909 13.578 108.329 16.912
201912 13.671 108.420 17.013
202003 13.824 108.902 17.128
202006 14.130 108.767 17.528
202009 14.208 109.815 17.457
202012 14.567 109.897 17.885
202103 14.804 111.754 17.874
202106 15.139 114.631 17.819
202109 15.443 115.734 18.004
202112 16.176 117.630 18.555
202203 16.259 121.301 18.085
202206 15.993 125.017 17.261
202209 16.654 125.227 17.944
202212 17.202 125.222 18.535
202303 17.627 127.348 18.676
202306 17.847 128.729 18.706
202309 18.022 129.860 18.725
202312 18.579 129.419 19.370
202403 18.879 131.776 19.330
202406 18.834 132.554 19.171
202409 19.246 133.029 19.521
202412 18.984 133.157 19.236
202503 18.337 134.927 18.337

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


BCB Bancorp  (NAS:BCBP) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


BCB Bancorp Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of BCB Bancorp's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


BCB Bancorp Business Description

Industry
Traded in Other Exchanges
Address
104-110 Avenue C, Bayonne, NJ, USA, 07002
BCB Bancorp Inc is a bank holding company. The company offers loans, including commercial and multi-family real estate loans, home equity loans, construction loans, consumer loans, and commercial business loans; FDIC-insured deposit products, such as savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposit and individual retirement accounts, and retail and commercial banking services, including wire transfers, money orders, safe deposit boxes, a night depository, debit cards, online banking, gift cards, fraud detection and automated teller services.
Executives
Ryan Blake officer: Chief Operating Officer 591-595 AVENUE C, BAYONNE NJ 07002
James G. Rizzo director 104-110 AVENUE C, BAYONNE NJ 07002
Mark D Hogan director 104-110 AVE C, BAYONE NJ 07002
Jawad Chaudhry officer: Chief Financial Officer 591-595 AVENUE C, BAYONNE NJ 07002
David Roque Garcia officer: Chief Lending Officer 104-110 AVENUE C, BAYONNE NJ 07002
Spencer B. Robbins director 104-110 AVENUE C, BAYONNE NJ 07002
Mark Noto officer: Chief Loan Officer 104-110 AVENUE C, BAYONNE NJ 07002
Thomas Michael Coughlin director, officer: Chief Financial Officer 104 110 AVENUE C, BAYOONE NJ 07002
Vincent Jr Didomenico director 104-110 AVENUE C, BAYONNE NJ 07002
Robert Ballance director 104-110 AVE C, BAYONE NJ 07002
Judith Q Bielan director 104-110 AVE C, BAYONE NJ 07002
James Edward Collins director
Joseph Lyga director 104-110 AVE C, BAYONE NJ 07002
Kenneth Emerson officer: SVP/Chief Strategy &Risk Offcr 104-110 AVENUE C, BAYONNE NJ 07002
John Pulomena director 104-110 AVENUE C, BAYONNE NJ 07002