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BCB BancorpBCBP -0.22%60 Equity-to-Asset is 0.09 as of Jun. 2026, which is at its 10-year median of 0.09. GuruFocus rates BCBP with a GF Score™ of 60/100 and a GF Value™ of $9.43 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,525 Banks companies, BCB Bancorp ranks worse than 55.61% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. BCB Bancorp's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $291.9 Mil. BCB Bancorp's Total Assets for the quarter that ended in Jun. 2026 was $3,118.1 Mil.
Therefore, BCB Bancorp's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.09.
The historical rank and industry rank for BCB Bancorp's Equity-to-Asset or its related term are showing as below:
BCBP'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07 Med: 0.09 Max: 0.1
Current: 0.09
During the past 13 years, the highest Equity to Asset Ratio of BCB Bancorp was 0.10. The lowest was 0.07. And the median was 0.09.
BCBP's Equity-to-Asset is ranked worse than 55.61% of 1525
companies
in the Banks industry
Industry Median: 0.1
vs BCBP: 0.09
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
BCB Bancorp Equity-to-Asset Related Terms
BCB Bancorp Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for BCB Bancorp's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCBP vs BVFL, ECBK, TRCY: Equity-to-Asset Comparison
For the Banks - Regional subindustry, BCB Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCB Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, BCB Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where BCB Bancorp's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
BCB Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCB Bancorp (BCBP) has a Equity-to-Asset of 0.09 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on BCB Bancorp and its competitors. This is near median its historical median of 0.09. Over the past decade, BCB Bancorp's Equity-to-Asset has ranged from 0.07 to 0.10. According to the industry distribution chart, BCB Bancorp ranks #848 out of 1525 companies in the Banks industry, placing it in the top 55.6%.
Is BCB Bancorp's Equity-to-Asset too high?
BCB Bancorp's current Equity-to-Asset of 0.09 is near median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.10. The Banks industry median Equity-to-Asset is 0.10. BCB Bancorp's value of 0.09 is 10% below this industry median. Based on the distribution chart, BCB Bancorp ranks #848 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, BCB Bancorp has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BCB Bancorp's Equity-to-Asset compare to BVFL and ECBK?
According to the Banks industry distribution chart, BCB Bancorp ranks #848 out of 1525 companies for Equity-to-Asset. This places BCB Bancorp in the lower half of its industry. The industry median Equity-to-Asset is 0.10. BCB Bancorp's value of 0.09 is 10% below this benchmark. Historically, BCB Bancorp's own Equity-to-Asset has ranged from 0.07 to 0.10 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, BCB Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCB Bancorp's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on BCB Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCB Bancorp's current Equity-to-Asset is 0.09, which is near median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, BCB Bancorp (BCBP) is currently considered Fairly Valued. The stock's GF Value™ is $9.43, compared to a current price of $8.93 — trading 5.3% below its estimated fair value. The current Equity-to-Asset is 0.09, which is near median its 10-year median of 0.09 and 10% below the Banks industry median of 0.10. BCB Bancorp's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For BCB Bancorp (BCBP), the current Equity-to-Asset is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCB Bancorp (BCBP) Overvalued in 2026?
Based on GuruFocus' analysis, BCB Bancorp stock appears to be undervalued.
The current stock price of $8.93 is trading 5.3% below its estimated GF Value™ of $9.43.
GuruFocus considers BCB Bancorp to be Fairly Valued.
Key valuation signals for BCBP:
Equity-to-Asset: 0.09 (near median its 10-year median of 0.09)
GF Value™: $9.43 vs. price of $8.93 (5.3% below fair value)
Industry Position: 10% below the Banks median (#848 of 1525)
No single metric tells the full story. See the BCBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCB Bancorp Inc is a bank holding company. The company offers loans, including commercial and multi-family real estate loans, home equity loans, construction loans, consumer loans, and commercial business loans; FDIC-insured deposit products, such as savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposit and individual retirement accounts, and retail and commercial banking services, including wire transfers, money orders, safe deposit boxes, a night depository, debit cards, online banking, gift cards, fraud detection and automated teller services.
60GF Score
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