BCBP (BCB Bancorp) ROE % Adjusted to Book Value: -29.88% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BCBP BCB Bancorp Inc BCBP
60 GF Score
Price $8.94
GF Value $9.43
Valuation Fairly Valued
! 2 Warning Signs
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What is BCB Bancorp ROE % Adjusted to Book Value?

BCB Bancorp BCBP -0.83% 60 ROE % Adjusted to Book Value is -29.88% as of Jun. 2026. GuruFocus rates BCBP with a GF Score™ of 60/100 and a GF Value™ of $9.43 (Fairly Valued). The stock has 2 warning signs investors should review.

BCB Bancorp's ROE % for the quarter that ended in Jun. 2026 was -19.72%. BCB Bancorp's PB Ratio for the quarter that ended in Jun. 2026 was 0.66. BCB Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was -29.88%.


BCB Bancorp ROE % Adjusted to Book Value Related Terms


BCB Bancorp ROE % Adjusted to Book Value Historical Data

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The historical data trend for BCB Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCB Bancorp ROE % Adjusted to Book Value Chart

BCB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.78 15.36 14.12 9.42 -8.67

BCB Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.83 11.45 -33.59 12.57 -29.88

BCBP vs BVFL, ECBK, TRCY: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, BCB Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCB Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, BCB Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where BCB Bancorp's ROE % Adjusted to Book Value falls into.


BCBP
60GF Score
BCB Bancorp Inc BCBP
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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BCB Bancorp ROE % Adjusted to Book Value Calculation

BCB Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-3.99% / 0.46
=-8.67%

BCB Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-19.72% / 0.66
=-29.88%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of -29.88% mean?
BCB Bancorp (BCBP) has a ROE % Adjusted to Book Value of -29.88% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on BCB Bancorp and its competitors.
Is BCB Bancorp's ROE % Adjusted to Book Value too high?
BCB Bancorp's current ROE % Adjusted to Book Value is -29.88%. Overall, BCB Bancorp has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BCB Bancorp's ROE % Adjusted to Book Value compare to BVFL and ECBK?
BCB Bancorp's ROE % Adjusted to Book Value of -29.88% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on BCB Bancorp and its competitors. BCB Bancorp's current ROE % Adjusted to Book Value is -29.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, BCB Bancorp (BCBP) is currently considered Fairly Valued. The stock's GF Value™ is $9.43, compared to a current price of $8.94 — trading 5.2% below its estimated fair value. The current ROE % Adjusted to Book Value is -29.88%. BCB Bancorp's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For BCB Bancorp (BCBP), the current ROE % Adjusted to Book Value is -29.88% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCB Bancorp (BCBP) Overvalued in 2026?

Based on GuruFocus' analysis, BCB Bancorp stock appears to be undervalued. The current stock price of $8.94 is trading 5.2% below its estimated GF Value™ of $9.43. GuruFocus considers BCB Bancorp to be Fairly Valued.

Key valuation signals for BCBP:

  • ROE % Adjusted to Book Value: -29.88%
  • GF Value™: $9.43 vs. price of $8.94 (5.2% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the BCBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCB Bancorp Business Description

Other Exchanges 41Y:Germany
Address 104-110 Avenue C, Bayonne, NJ, USA, 07002
BCB Bancorp Inc is a bank holding company. The company offers loans, including commercial and multi-family real estate loans, home equity loans, construction loans, consumer loans, and commercial business loans; FDIC-insured deposit products, such as savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposit and individual retirement accounts, and retail and commercial banking services, including wire transfers, money orders, safe deposit boxes, a night depository, debit cards, online banking, gift cards, fraud detection and automated teller services.
60GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.94
Price
$9.43
GF Value