BMDPF (Banca Monte dei Paschi di Siena) EV-to-OCF: -227.11 (As of Aug. 08, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BMDPF Banca Monte dei Paschi di Siena BMDPF
45 GF Score
Price $13.25
GF Value $5.18
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is Banca Monte dei Paschi di Siena EV-to-OCF?

Banca Monte dei Paschi di Siena BMDPF -1.85% 45 EV-to-OCF is -227.11 as of Aug. 08, 2026. GuruFocus rates BMDPF with a GF Score™ of 45/100 and a GF Value™ of $5.18 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,498 Banks companies, Banca Monte dei Paschi di Siena ranks better than 99.33% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Banca Monte dei Paschi di Siena's Enterprise Value is $82,790 Mil. Banca Monte dei Paschi di Siena's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $-365 Mil. Therefore, Banca Monte dei Paschi di Siena's EV-to-OCF for today is -227.11.

The historical rank and industry rank for Banca Monte dei Paschi di Siena's EV-to-OCF or its related term are showing as below:

BMDPF' s EV-to-OCF Range Over the Past 10 Years
Min: -194.28   Med: 0.76   Max: 135.22
Current: -194.28

During the past 13 years, the highest EV-to-OCF of Banca Monte dei Paschi di Siena was 135.22. The lowest was -194.28. And the median was 0.76.

BMDPF's EV-to-OCF is ranked better than
99.33% of 1498 companies
in the Banks industry
Industry Median: 3.98 vs BMDPF: -194.28

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-08), Banca Monte dei Paschi di Siena's stock price is $13.25. Banca Monte dei Paschi di Siena's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.340. Therefore, Banca Monte dei Paschi di Siena's PE Ratio (TTM) for today is 9.89.


Banca Monte dei Paschi di Siena  (OTCPK:BMDPF) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Banca Monte dei Paschi di Siena's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=13.25/1.340
=9.89

Banca Monte dei Paschi di Siena's share price for today is $13.25.
Banca Monte dei Paschi di Siena's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.340.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Banca Monte dei Paschi di Siena EV-to-OCF Related Terms


Banca Monte dei Paschi di Siena EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Banca Monte dei Paschi di Siena's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Monte dei Paschi di Siena EV-to-OCF Chart

Banca Monte dei Paschi di Siena Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.07 -0.10 0.68 -8.46 37.62

Banca Monte dei Paschi di Siena Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.22 -26.22 -142.77 37.62 109.73

Banca Monte dei Paschi di Siena EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, Banca Monte dei Paschi di Siena's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Monte dei Paschi di Siena EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Banca Monte dei Paschi di Siena's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Banca Monte dei Paschi di Siena's EV-to-OCF falls into.


BMDPF
45GF Score
Banca Monte dei Paschi di Siena BMDPF
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banca Monte dei Paschi di Siena EV-to-OCF Calculation

Banca Monte dei Paschi di Siena's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=82789.559/-364.537
=-227.11

Banca Monte dei Paschi di Siena's current Enterprise Value is $82,790 Mil.
Banca Monte dei Paschi di Siena's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-365 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -227.11 mean?
Banca Monte dei Paschi di Siena (BMDPF) has a EV-to-OCF of -227.11 as of Aug. 08, 2026. According to the industry distribution chart, Banca Monte dei Paschi di Siena ranks #10 out of 1498 companies in the Banks industry, placing it in the top 0.7%.
Is Banca Monte dei Paschi di Siena's EV-to-OCF too high?
Banca Monte dei Paschi di Siena's current EV-to-OCF is -227.11. Based on the distribution chart, Banca Monte dei Paschi di Siena ranks #10 out of 1498 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banca Monte dei Paschi di Siena has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Monte dei Paschi di Siena's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Banca Monte dei Paschi di Siena ranks #10 out of 1498 companies for EV-to-OCF. This places Banca Monte dei Paschi di Siena in the top 1% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Monte dei Paschi di Siena's current EV-to-OCF is -227.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Monte dei Paschi di Siena stock overvalued right now?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena (BMDPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.18, compared to a current price of $13.25 — trading 155.8% above its estimated fair value. The current EV-to-OCF is -227.11. Banca Monte dei Paschi di Siena's overall GF Score™ is 45/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Banca Monte dei Paschi di Siena (BMDPF), the current EV-to-OCF is -227.11 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Monte dei Paschi di Siena (BMDPF) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena stock appears to be overvalued. The current stock price of $13.25 is trading 155.8% above its estimated GF Value™ of $5.18. GuruFocus considers Banca Monte dei Paschi di Siena to be Significantly Overvalued.

Key valuation signals for BMDPF:

  • EV-to-OCF: -227.11
  • GF Value™: $5.18 vs. price of $13.25 (155.8% above fair value)
  • GF Score™: 45/100 with 10 warning signs

No single metric tells the full story. See the BMDPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Monte dei Paschi di Siena Business Description

Address Piazza Salimbeni, 3, Siena, ITA, 53100
Banca Monte dei Paschi di Siena is a banking group operating in Italy, mainly providing retail and commercial banking services. The group has five segments: Retail Banking, Wealth Management, Corporate Banking, Large Corporate & Investment Banking, and Mediobanca Group. Retail Banking serves retail customers, including Banca Widiba. Wealth Management focuses on private and family office clients. Corporate Banking serves SME and corporate clients. Large Corporate & Investment Banking provides corporate finance and investment banking services. The Mediobanca Group segment includes wealth management, consumer finance, and corporate and investment banking activities. It generates the majority of its revenue from the Retail Banking segment.
45GF Score

Get the complete analysis for BMDPF

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.25
Price
$5.18
GF Value