The historical rank and industry rank for Banca Monte dei Paschi di Siena's Pretax Margin % or its related term are showing as below:
BMDPF'
s Pretax Margin % Range Over the Past 10 Years
Min: -89.25 Med: -0.3 Max: 43.83
Current: 43.83
BMDPF's Pretax Margin % is ranked better than 72.03% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs BMDPF: 43.83
Banca Monte dei Paschi di Siena (OTCPK:BMDPF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Banca Monte dei Paschi di Siena Pretax Margin % Related Terms
Banca Monte dei Paschi di Siena Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Monte dei Paschi di Siena Pretax Margin % Chart
Banca Monte dei Paschi di Siena Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Banca Monte dei Paschi di Siena's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Monte dei Paschi di Siena Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banca Monte dei Paschi di Siena's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Banca Monte dei Paschi di Siena's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Monte dei Paschi di Siena (BMDPF) has a Pretax Margin % of 46.52% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banca Monte dei Paschi di Siena and its competitors. According to the industry distribution chart, Banca Monte dei Paschi di Siena ranks #428 out of 1530 companies in the Banks industry, placing it in the top 28%.
Is Banca Monte dei Paschi di Siena's Pretax Margin % too high?
Banca Monte dei Paschi di Siena's current Pretax Margin % is 46.52%. The Banks industry median Pretax Margin % is 34.72. Banca Monte dei Paschi di Siena's value of 46.52% is 34% above this industry median. Based on the distribution chart, Banca Monte dei Paschi di Siena ranks #428 out of 1530 companies in the Banks industry, which is above the industry midpoint. Overall, Banca Monte dei Paschi di Siena has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Monte dei Paschi di Siena's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Banca Monte dei Paschi di Siena ranks #428 out of 1530 companies for Pretax Margin %. This puts Banca Monte dei Paschi di Siena in the upper half of its industry. The industry median Pretax Margin % is 34.72. Banca Monte dei Paschi di Siena's value of 46.52% is 34% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Monte dei Paschi di Siena's current Pretax Margin % of 46.52% is 34% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banca Monte dei Paschi di Siena and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Monte dei Paschi di Siena's current Pretax Margin % is 46.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Monte dei Paschi di Siena stock overvalued right now?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena (BMDPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.11, compared to a current price of $12.04 — trading 135.6% above its estimated fair value. The current Pretax Margin % is 46.52% and 34% above the Banks industry median of 34.72. Banca Monte dei Paschi di Siena's overall GF Score™ is 47/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banca Monte dei Paschi di Siena (BMDPF), the current Pretax Margin % is 46.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Monte dei Paschi di Siena (BMDPF) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena stock appears to be overvalued.
The current stock price of $12.04 is trading 135.6% above its estimated GF Value™ of $5.11.
GuruFocus considers Banca Monte dei Paschi di Siena to be Significantly Overvalued.
Key valuation signals for BMDPF:
Pretax Margin %: 46.52%
GF Value™: $5.11 vs. price of $12.04 (135.6% above fair value)
Industry Position: 34% above the Banks median (#428 of 1530)
No single metric tells the full story. See the BMDPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Monte dei Paschi di Siena Business Description
Banca Monte dei Paschi di Siena is a banking group operating in Italy, mainly providing retail and commercial banking services. The group has five segments: Retail Banking, Wealth Management, Corporate Banking, Large Corporate & Investment Banking, and Mediobanca Group. Retail Banking serves retail customers, including Banca Widiba. Wealth Management focuses on private and family office clients. Corporate Banking serves SME and corporate clients. Large Corporate & Investment Banking provides corporate finance and investment banking services. The Mediobanca Group segment includes wealth management, consumer finance, and corporate and investment banking activities. It generates the majority of its revenue from the Retail Banking segment.
47GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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