BMDPF (Banca Monte dei Paschi di Siena) ROE % Adjusted to Book Value: 10.17% (As of Mar. 2026)


BMDPF Banca Monte dei Paschi di Siena BMDPF
47 GF Score
Price $12.04
GF Value $5.11
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Banca Monte dei Paschi di Siena ROE % Adjusted to Book Value?

Banca Monte dei Paschi di Siena BMDPF 47 ROE % Adjusted to Book Value is 10.17% as of Mar. 2026. GuruFocus rates BMDPF with a GF Score™ of 47/100 and a GF Value™ of $5.11 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Banca Monte dei Paschi di Siena's ROE % for the quarter that ended in Mar. 2026 was 8.24%. Banca Monte dei Paschi di Siena's PB Ratio for the quarter that ended in Mar. 2026 was 0.81. Banca Monte dei Paschi di Siena's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.17%.


Banca Monte dei Paschi di Siena ROE % Adjusted to Book Value Related Terms


Banca Monte dei Paschi di Siena ROE % Adjusted to Book Value Historical Data

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The historical data trend for Banca Monte dei Paschi di Siena's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Monte dei Paschi di Siena ROE % Adjusted to Book Value Chart

Banca Monte dei Paschi di Siena Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.33 -8.52 75.16 28.10 15.22

Banca Monte dei Paschi di Siena Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.70 20.54 11.21 26.23 10.17

Banca Monte dei Paschi di Siena ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Banca Monte dei Paschi di Siena's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Monte dei Paschi di Siena ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Banca Monte dei Paschi di Siena's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Banca Monte dei Paschi di Siena's ROE % Adjusted to Book Value falls into.


BMDPF
47GF Score
Banca Monte dei Paschi di Siena BMDPF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Monte dei Paschi di Siena ROE % Adjusted to Book Value Calculation

Banca Monte dei Paschi di Siena's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.15% / 0.93
=15.22%

Banca Monte dei Paschi di Siena's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.24% / 0.81
=10.17%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.17% mean?
Banca Monte dei Paschi di Siena (BMDPF) has a ROE % Adjusted to Book Value of 10.17% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banca Monte dei Paschi di Siena and its competitors.
Is Banca Monte dei Paschi di Siena's ROE % Adjusted to Book Value too high?
Banca Monte dei Paschi di Siena's current ROE % Adjusted to Book Value is 10.17%. Overall, Banca Monte dei Paschi di Siena has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Monte dei Paschi di Siena's ROE % Adjusted to Book Value compare to competitors?
Banca Monte dei Paschi di Siena's ROE % Adjusted to Book Value of 10.17% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banca Monte dei Paschi di Siena and its competitors. Banca Monte dei Paschi di Siena's current ROE % Adjusted to Book Value is 10.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Monte dei Paschi di Siena stock overvalued right now?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena (BMDPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.11, compared to a current price of $12.04 — trading 135.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.17%. Banca Monte dei Paschi di Siena's overall GF Score™ is 47/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Banca Monte dei Paschi di Siena (BMDPF), the current ROE % Adjusted to Book Value is 10.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Monte dei Paschi di Siena (BMDPF) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena stock appears to be overvalued. The current stock price of $12.04 is trading 135.6% above its estimated GF Value™ of $5.11. GuruFocus considers Banca Monte dei Paschi di Siena to be Significantly Overvalued.

Key valuation signals for BMDPF:

  • ROE % Adjusted to Book Value: 10.17%
  • GF Value™: $5.11 vs. price of $12.04 (135.6% above fair value)
  • GF Score™: 47/100 with 10 warning signs

No single metric tells the full story. See the BMDPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Monte dei Paschi di Siena Business Description

Address Piazza Salimbeni, 3, Siena, ITA, 53100
Banca Monte dei Paschi di Siena is a banking group operating in Italy, mainly providing retail and commercial banking services. The group has five segments: Retail Banking, Wealth Management, Corporate Banking, Large Corporate & Investment Banking, and Mediobanca Group. Retail Banking serves retail customers, including Banca Widiba. Wealth Management focuses on private and family office clients. Corporate Banking serves SME and corporate clients. Large Corporate & Investment Banking provides corporate finance and investment banking services. The Mediobanca Group segment includes wealth management, consumer finance, and corporate and investment banking activities. It generates the majority of its revenue from the Retail Banking segment.
47GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.04
Price
$5.11
GF Value