Banca Monte dei Paschi di SienaBMDPF 45 5-Year Yield-on-Cost % is 8.52 as of Jul. 11, 2026, which is 10% above its 10-year median of 7.72. GuruFocus rates BMDPF with a GF Score™ of 45/100 and a GF Value™ of $4.79 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,253 Banks companies, Banca Monte dei Paschi di Siena ranks better than 81.72% on this metric.
The historical rank and industry rank for Banca Monte dei Paschi di Siena's 5-Year Yield-on-Cost % or its related term are showing as below:
BMDPF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.1 Med: 7.72 Max: 12.44
Current: 8.52
During the past 13 years, Banca Monte dei Paschi di Siena's highest Yield on Cost was 12.44. The lowest was 3.10. And the median was 7.72.
BMDPF's 5-Year Yield-on-Cost % is ranked better than 81.72% of 1253
companies
in the Banks industry
Industry Median: 3.89
vs BMDPF: 8.52
Banca Monte dei Paschi di Siena (OTCPK:BMDPF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Banca Monte dei Paschi di Siena 5-Year Yield-on-Cost % Related Terms
Banca Monte dei Paschi di Siena 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Banca Monte dei Paschi di Siena's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Monte dei Paschi di Siena 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Banca Monte dei Paschi di Siena's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Banca Monte dei Paschi di Siena's 5-Year Yield-on-Cost % falls into.
Banca Monte dei Paschi di Siena 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Banca Monte dei Paschi di Siena (BMDPF) has a 5-Year Yield-on-Cost % of 8.52 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banca Monte dei Paschi di Siena and its competitors. This is 10% above median its historical median of 7.72. Over the past decade, Banca Monte dei Paschi di Siena's 5-Year Yield-on-Cost % has ranged from 3.10 to 12.44. According to the industry distribution chart, Banca Monte dei Paschi di Siena ranks #229 out of 1253 companies in the Banks industry, placing it in the top 18.3%.
Is Banca Monte dei Paschi di Siena's 5-Year Yield-on-Cost % too high?
Banca Monte dei Paschi di Siena's current 5-Year Yield-on-Cost % of 8.52 is 10% above median its 10-year median of 7.72. Over the past 10 years, this metric has ranged from a low of 3.10 to a high of 12.44. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Banca Monte dei Paschi di Siena's value of 8.52 is 119% above this industry median. Based on the distribution chart, Banca Monte dei Paschi di Siena ranks #229 out of 1253 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banca Monte dei Paschi di Siena has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Monte dei Paschi di Siena's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Banca Monte dei Paschi di Siena ranks #229 out of 1253 companies for 5-Year Yield-on-Cost %. This places Banca Monte dei Paschi di Siena in the top 18% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. Banca Monte dei Paschi di Siena's value of 8.52 is 119% above this benchmark. Historically, Banca Monte dei Paschi di Siena's own 5-Year Yield-on-Cost % has ranged from 3.10 to 12.44 over the past decade. While the company's 10-year median is 7.72 vs. the industry median of 3.89, Banca Monte dei Paschi di Siena has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Monte dei Paschi di Siena's current 5-Year Yield-on-Cost % of 8.52 is 119% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banca Monte dei Paschi di Siena and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Monte dei Paschi di Siena's current 5-Year Yield-on-Cost % is 8.52, which is 10% above median its own 10-year median of 7.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Monte dei Paschi di Siena stock overvalued right now?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena (BMDPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.79, compared to a current price of $11.71 — trading 144.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 8.52, which is 10% above median its 10-year median of 7.72 and 119% above the Banks industry median of 3.89. Banca Monte dei Paschi di Siena's overall GF Score™ is 45/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Banca Monte dei Paschi di Siena (BMDPF), the current 5-Year Yield-on-Cost % is 8.52 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Monte dei Paschi di Siena (BMDPF) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena stock appears to be overvalued.
The current stock price of $11.71 is trading 144.5% above its estimated GF Value™ of $4.79.
GuruFocus considers Banca Monte dei Paschi di Siena to be Significantly Overvalued.
Key valuation signals for BMDPF:
5-Year Yield-on-Cost %: 8.52 (10% above median its 10-year median of 7.72)
GF Value™: $4.79 vs. price of $11.71 (144.5% above fair value)
Industry Position: 119% above the Banks median (#229 of 1253)
No single metric tells the full story. See the BMDPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Monte dei Paschi di Siena Business Description
Banca Monte dei Paschi di Siena is a banking group operating in Italy, mainly providing retail and commercial banking services. The group has five segments: Retail Banking, Wealth Management, Corporate Banking, Large Corporate & Investment Banking, and Mediobanca Group. Retail Banking serves retail customers, including Banca Widiba. Wealth Management focuses on private and family office clients. Corporate Banking serves SME and corporate clients. Large Corporate & Investment Banking provides corporate finance and investment banking services. The Mediobanca Group segment includes wealth management, consumer finance, and corporate and investment banking activities. It generates the majority of its revenue from the Retail Banking segment.
45GF Score
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