BMDPF (Banca Monte dei Paschi di Siena) Moat Score: 2/10 (As of Jun. 29, 2026)


BMDPF Banca Monte dei Paschi di Siena BMDPF
47 GF Score
Price $12.04
GF Value $5.11
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Banca Monte dei Paschi di Siena Moat Score?

Banca Monte dei Paschi di Siena BMDPF 47 Moat Score is 2 as of Jun. 29, 2026. GuruFocus rates BMDPF with a GF Score™ of 47/100 and a GF Value™ of $5.11 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,614 Banks companies, Banca Monte dei Paschi di Siena ranks better than 59.85% on this metric.

Banca Monte dei Paschi di Siena has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Banca Monte dei Paschi di Siena has No Moat: Banca Monte dei Paschi di Siena faces significant challenges with limited market leadership and brand strength. It lacks durable cost advantages or significant regulatory barriers, resulting in a very weak competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Banca Monte dei Paschi di Siena might have No Moat - Very weak/transient advantages.

Banca Monte dei Paschi di Siena  (OTCPK:BMDPF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Banca Monte dei Paschi di Siena Moat Score Related Terms

Banca Monte dei Paschi di Siena Moat Score Competitor Comparison

For the Banks - Regional subindustry, Banca Monte dei Paschi di Siena's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banca Monte dei Paschi di Siena Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Banca Monte dei Paschi di Siena's Moat Score distribution charts can be found below:

* The bar in red indicates where Banca Monte dei Paschi di Siena's Moat Score falls into.


BMDPF
47GF Score
Banca Monte dei Paschi di Siena BMDPF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Banca Monte dei Paschi di Siena (BMDPF) has a Moat Score of 2 as of Jun. 29, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Banca Monte dei Paschi di Siena ranks #648 out of 1614 companies in the Banks industry, placing it in the top 40.1%.
Is Banca Monte dei Paschi di Siena's Moat Score too high?
Banca Monte dei Paschi di Siena's current Moat Score is 2. Based on the distribution chart, Banca Monte dei Paschi di Siena ranks #648 out of 1614 companies in the Banks industry, which is above the industry midpoint. Overall, Banca Monte dei Paschi di Siena has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Monte dei Paschi di Siena's Moat Score compare to competitors?
According to the Banks industry distribution chart, Banca Monte dei Paschi di Siena ranks #648 out of 1614 companies for Moat Score. This puts Banca Monte dei Paschi di Siena in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Banca Monte dei Paschi di Siena's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Monte dei Paschi di Siena stock overvalued right now?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena (BMDPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.11, compared to a current price of $12.04 — trading 135.6% above its estimated fair value. The current Moat Score is 2. Banca Monte dei Paschi di Siena's overall GF Score™ is 47/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Banca Monte dei Paschi di Siena (BMDPF), the current Moat Score is 2 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Monte dei Paschi di Siena (BMDPF) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena stock appears to be overvalued. The current stock price of $12.04 is trading 135.6% above its estimated GF Value™ of $5.11. GuruFocus considers Banca Monte dei Paschi di Siena to be Significantly Overvalued.

Key valuation signals for BMDPF:

  • Moat Score: 2
  • GF Value™: $5.11 vs. price of $12.04 (135.6% above fair value)
  • GF Score™: 47/100 with 10 warning signs

No single metric tells the full story. See the BMDPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Monte dei Paschi di Siena Business Description

Address Piazza Salimbeni, 3, Siena, ITA, 53100
Banca Monte dei Paschi di Siena is a banking group operating in Italy, mainly providing retail and commercial banking services. The group has five segments: Retail Banking, Wealth Management, Corporate Banking, Large Corporate & Investment Banking, and Mediobanca Group. Retail Banking serves retail customers, including Banca Widiba. Wealth Management focuses on private and family office clients. Corporate Banking serves SME and corporate clients. Large Corporate & Investment Banking provides corporate finance and investment banking services. The Mediobanca Group segment includes wealth management, consumer finance, and corporate and investment banking activities. It generates the majority of its revenue from the Retail Banking segment.
47GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.04
Price
$5.11
GF Value