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Banca Monte dei Paschi di SienaBMDPF -1.85%43 Equity-to-Asset is 0.11 as of Jun. 2026, which is 57% above its 10-year median of 0.07. GuruFocus rates BMDPF with a GF Score™ of 43/100 and a GF Value™ of $5.11 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,523 Banks companies, Banca Monte dei Paschi di Siena ranks better than 63.69% on this metric.
Banca Monte dei Paschi di Siena (OTCPK:BMDPF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Banca Monte dei Paschi di Siena Equity-to-Asset Related Terms
Banca Monte dei Paschi di Siena Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Monte dei Paschi di Siena Equity-to-Asset Chart
Banca Monte dei Paschi di Siena Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Banca Monte dei Paschi di Siena's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Monte dei Paschi di Siena Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Banca Monte dei Paschi di Siena's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Banca Monte dei Paschi di Siena's Equity-to-Asset falls into.
Banca Monte dei Paschi di Siena Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Monte dei Paschi di Siena (BMDPF) has a Equity-to-Asset of 0.11 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banca Monte dei Paschi di Siena and its competitors. This is 57% above median its historical median of 0.07. Over the past decade, Banca Monte dei Paschi di Siena's Equity-to-Asset has ranged from 0.02 to 0.12. According to the industry distribution chart, Banca Monte dei Paschi di Siena ranks #553 out of 1523 companies in the Banks industry, placing it in the top 36.3%.
Is Banca Monte dei Paschi di Siena's Equity-to-Asset too high?
Banca Monte dei Paschi di Siena's current Equity-to-Asset of 0.11 is 57% above median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.12. The Banks industry median Equity-to-Asset is 0.10. Banca Monte dei Paschi di Siena's value of 0.11 is 10% above this industry median. Based on the distribution chart, Banca Monte dei Paschi di Siena ranks #553 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Banca Monte dei Paschi di Siena has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Monte dei Paschi di Siena's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Banca Monte dei Paschi di Siena ranks #553 out of 1523 companies for Equity-to-Asset. This puts Banca Monte dei Paschi di Siena in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Banca Monte dei Paschi di Siena's value of 0.11 is 10% above this benchmark. Historically, Banca Monte dei Paschi di Siena's own Equity-to-Asset has ranged from 0.02 to 0.12 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.10, Banca Monte dei Paschi di Siena has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Monte dei Paschi di Siena's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banca Monte dei Paschi di Siena and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Monte dei Paschi di Siena's current Equity-to-Asset is 0.11, which is 57% above median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Monte dei Paschi di Siena stock overvalued right now?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena (BMDPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.11, compared to a current price of $13.25 — trading 159.3% above its estimated fair value. The current Equity-to-Asset is 0.11, which is 57% above median its 10-year median of 0.07 and 10% above the Banks industry median of 0.10. Banca Monte dei Paschi di Siena's overall GF Score™ is 43/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Banca Monte dei Paschi di Siena (BMDPF), the current Equity-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Monte dei Paschi di Siena (BMDPF) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena stock appears to be overvalued.
The current stock price of $13.25 is trading 159.3% above its estimated GF Value™ of $5.11.
GuruFocus considers Banca Monte dei Paschi di Siena to be Significantly Overvalued.
Key valuation signals for BMDPF:
Equity-to-Asset: 0.11 (57% above median its 10-year median of 0.07)
GF Value™: $5.11 vs. price of $13.25 (159.3% above fair value)
Industry Position: 10% above the Banks median (#553 of 1523)
No single metric tells the full story. See the BMDPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Monte dei Paschi di Siena is a banking group operating in Italy, mainly providing retail and commercial banking services. The group has five segments: Retail Banking, Wealth Management, Corporate Banking, Large Corporate & Investment Banking, and Mediobanca Group. Retail Banking serves retail customers, including Banca Widiba. Wealth Management focuses on private and family office clients. Corporate Banking serves SME and corporate clients. Large Corporate & Investment Banking provides corporate finance and investment banking services. The Mediobanca Group segment includes wealth management, consumer finance, and corporate and investment banking activities. It generates the majority of its revenue from the Retail Banking segment.
43GF Score
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