Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bogota FinancialBSBK -0.44%63 EV-to-OCF is 54.67 as of Sep. 01, 2026, which is 99% above its 10-year median of 27.44. GuruFocus rates BSBK with a GF Score™ of 63/100 and a GF Value™ of $9.37 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,492 Banks companies, Bogota Financial ranks worse than 96.58% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Bogota Financial's Enterprise Value is $238.29 Mil.
Bogota Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $4.36 Mil. Therefore, Bogota Financial's EV-to-OCF for today is 54.67.
The historical rank and industry rank for Bogota Financial's EV-to-OCF or its related term are showing as below:
BSBK'
s EV-to-OCF Range Over the Past 10 Years
Min: -194.56 Med: 27.44 Max: 743.6
Current: 54.67
During the past 9 years, the highest EV-to-OCF of Bogota Financial was 743.60. The lowest was -194.56. And the median was 27.44.
BSBK's EV-to-OCF is ranked worse than 96.58% of 1492
companies
in the Banks industry
Industry Median: 3.935
vs BSBK: 54.67
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bogota Financial's PE Ratio (TTM) for today is calculated as:
Bogota Financial's share price for today is $9.1201.
Bogota Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.210.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bogota Financial EV-to-OCF Related Terms
Bogota Financial EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Bogota Financial's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bogota Financial's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bogota Financial EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Bogota Financial's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Bogota Financial's EV-to-OCF falls into.
Bogota Financial's current Enterprise Value is $238.29 Mil.
Bogota Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.36 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bogota Financial (BSBK) has a EV-to-OCF of 54.67 as of Sep. 01, 2026. This is 99% above median its historical median of 27.44. According to the industry distribution chart, Bogota Financial ranks #1441 out of 1492 companies in the Banks industry, placing it in the top 96.6%.
Is Bogota Financial's EV-to-OCF too high?
Bogota Financial's current EV-to-OCF of 54.67 is 99% above median its 10-year median of 27.44. The Banks industry median EV-to-OCF is 3.94. Bogota Financial's value of 54.67 is 1289.3% above this industry median. Based on the distribution chart, Bogota Financial ranks #1441 out of 1492 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bogota Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bogota Financial's EV-to-OCF compare to KTHN and CNBP?
According to the Banks industry distribution chart, Bogota Financial ranks #1441 out of 1492 companies for EV-to-OCF. This places Bogota Financial in the lower half of its industry. The industry median EV-to-OCF is 3.94. Bogota Financial's value of 54.67 is 1289.3% above this benchmark. While the company's 10-year median is 27.44 vs. the industry median of 3.94, Bogota Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.94, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bogota Financial's current EV-to-OCF of 54.67 is 1289.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bogota Financial's current EV-to-OCF is 54.67, which is 99% above median its own 10-year median of 27.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bogota Financial stock overvalued right now?
Based on GuruFocus' analysis, Bogota Financial (BSBK) is currently considered Fairly Valued. The stock's GF Value™ is $9.37, compared to a current price of $9.12 — trading 2.7% below its estimated fair value. The current EV-to-OCF is 54.67, which is 99% above median its 10-year median of 27.44 and 1289.3% above the Banks industry median of 3.94. Bogota Financial's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Bogota Financial (BSBK), the current EV-to-OCF is 54.67 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bogota Financial (BSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Bogota Financial stock appears to be undervalued.
The current stock price of $9.12 is trading 2.7% below its estimated GF Value™ of $9.37.
GuruFocus considers Bogota Financial to be Fairly Valued.
Key valuation signals for BSBK:
EV-to-OCF: 54.67 (99% above median its 10-year median of 27.44)
GF Value™: $9.37 vs. price of $9.12 (2.7% below fair value)
Industry Position: 1289.3% above the Banks median (#1441 of 1492)
No single metric tells the full story. See the BSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bogota Financial Corp is a New Jersey-based bank. It offers personal and business banking services such as savings, certificates of deposits, online banking, loans, and many more. The Bank generally grants residential, commercial, and consumer loans to, and accepts deposits from, customers in New Jersey. The Company operates one reportable segment of business, retail banking. Through its community banking segment, the Company provides a broad range of retail and commercial banking services.
63GF Score
Get the complete analysis for BSBK
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSBK has been successfully added to your 
