Trust Islami Life Insurance (DHA:TILIL) EV-to-OCF: 30.87 (As of Aug. 13, 2026) — 10% Above Median

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DHA:TILIL Trust Islami Life Insurance PLC DHA:TILIL
40 GF Score
Price BDT51.40
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What is Trust Islami Life Insurance EV-to-OCF?

Trust Islami Life Insurance DHA:TILIL -1.72% 40 EV-to-OCF is 30.87 as of Aug. 13, 2026, which is 10% above its 10-year median of 28.03. GuruFocus rates DHA:TILIL with a GF Score™ of 40/100.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Trust Islami Life Insurance's Enterprise Value is BDT1,610.2 Mil. Trust Islami Life Insurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2025 was BDT52.2 Mil. Therefore, Trust Islami Life Insurance's EV-to-OCF for today is 30.87.

The historical rank and industry rank for Trust Islami Life Insurance's EV-to-OCF or its related term are showing as below:

DHA:TILIL' s EV-to-OCF Range Over the Past 10 Years
Min: 11.82   Med: 28.03   Max: 66.39
Current: 32.4

During the past 3 years, the highest EV-to-OCF of Trust Islami Life Insurance was 66.39. The lowest was 11.82. And the median was 28.03.

DHA:TILIL's EV-to-OCF is not ranked
in the Insurance industry.
Industry Median: 6.56 vs DHA:TILIL: 32.40

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-13), Trust Islami Life Insurance's stock price is BDT51.40. Trust Islami Life Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2025 was BDT2.394. Therefore, Trust Islami Life Insurance's PE Ratio (TTM) for today is 21.47.


Trust Islami Life Insurance  (DHA:TILIL) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Trust Islami Life Insurance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=51.40/2.394
=21.47

Trust Islami Life Insurance's share price for today is BDT51.40.
Trust Islami Life Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT2.394.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Trust Islami Life Insurance EV-to-OCF Related Terms


Trust Islami Life Insurance EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Trust Islami Life Insurance's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust Islami Life Insurance EV-to-OCF Chart

Trust Islami Life Insurance Annual Data
Trend Dec22 Dec23 Dec24
EV-to-OCF
0.00 21.16 12.94

Trust Islami Life Insurance Quarterly Data
Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.21 53.34 12.94 15.28 22.97

DHA:TILIL vs AFL, MET, PRU: EV-to-OCF Comparison

For the Insurance - Life subindustry, Trust Islami Life Insurance's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trust Islami Life Insurance EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Trust Islami Life Insurance's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Trust Islami Life Insurance's EV-to-OCF falls into.


DHA:TILIL
40GF Score
Trust Islami Life Insurance PLC DHA:TILIL
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust Islami Life Insurance EV-to-OCF Calculation

Trust Islami Life Insurance's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1610.215/52.166
=30.87

Trust Islami Life Insurance's current Enterprise Value is BDT1,610.2 Mil.
Trust Islami Life Insurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT52.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 30.87 mean?
Trust Islami Life Insurance (DHA:TILIL) has a EV-to-OCF of 30.87 as of Aug. 13, 2026. This is 10% above median its historical median of 28.03. Over the past decade, Trust Islami Life Insurance's EV-to-OCF has ranged from 11.82 to 66.39.
Is Trust Islami Life Insurance's EV-to-OCF too high?
Trust Islami Life Insurance's current EV-to-OCF of 30.87 is 10% above median its 10-year median of 28.03. Over the past 10 years, this metric has ranged from a low of 11.82 to a high of 66.39. The Insurance industry median EV-to-OCF is 6.56. Trust Islami Life Insurance's value of 30.87 is 370.6% above this industry median. Overall, Trust Islami Life Insurance has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Trust Islami Life Insurance's EV-to-OCF compare to AFL and MET?
Trust Islami Life Insurance's EV-to-OCF of 30.87 can be compared against companies in the Insurance industry. The industry median EV-to-OCF is 6.56. Trust Islami Life Insurance's value of 30.87 is 370.6% above this benchmark. Historically, Trust Islami Life Insurance's own EV-to-OCF has ranged from 11.82 to 66.39 over the past decade. While the company's 10-year median is 28.03 vs. the industry median of 6.56, Trust Islami Life Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.56, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust Islami Life Insurance's current EV-to-OCF of 30.87 is 370.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Islami Life Insurance's current EV-to-OCF is 30.87, which is 10% above median its own 10-year median of 28.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Islami Life Insurance stock overvalued right now?
Trust Islami Life Insurance (DHA:TILIL) has a current EV-to-OCF of 30.87. The current EV-to-OCF is 30.87, which is 10% above median its 10-year median of 28.03 and 370.6% above the Insurance industry median of 6.56. Trust Islami Life Insurance's overall GF Score™ is 40/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Trust Islami Life Insurance (DHA:TILIL), the current EV-to-OCF is 30.87 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trust Islami Life Insurance Business Description

Address 67/1, Naya Paltan, VIP Road, Paltan China Town, 17th Floor, West Tower, Dhaka, BGD, 1000
Trust Islami Life Insurance PLC, formerly known as Trust Islami Life Insurance Ltd, engages in carrying out all kinds of Life insurance activities. It is engaged in Ordinary life Insurance, Group Insurance (GI), and Non-traditional Micro Insurance businesses. The company offers products such as Ordinary Savings, Micro Savings, Sariah Plans, Pension Scheme, Children Protection, Investment plans.
40GF Score

Get the complete analysis for DHA:TILIL

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT51.40
Price