Trust Islami Life Insurance (DHA:TILIL) FCF Margin %: -6.52% (As of Jun. 2025)


DHA:TILIL Trust Islami Life Insurance PLC DHA:TILIL
40 GF Score
Price BDT53.40
! 1 Warning Sign
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What is Trust Islami Life Insurance FCF Margin %?

Trust Islami Life Insurance DHA:TILIL +1.52% 40 FCF Margin % is -6.52% as of Jun. 2025. GuruFocus rates DHA:TILIL with a GF Score™ of 40/100. The stock has 1 warning sign investors should review. Among 501 Insurance companies, Trust Islami Life Insurance ranks worse than 55.89% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Trust Islami Life Insurance's Free Cash Flow for the three months ended in Jun. 2025 was BDT-9.8 Mil. Trust Islami Life Insurance's Revenue for the three months ended in Jun. 2025 was BDT150.4 Mil. Therefore, Trust Islami Life Insurance's FCF Margin % for the quarter that ended in Jun. 2025 was -6.52%.

As of today, Trust Islami Life Insurance's current FCF Yield % is 1.87%.

The historical rank and industry rank for Trust Islami Life Insurance's FCF Margin % or its related term are showing as below:

DHA:TILIL' s FCF Margin % Range Over the Past 10 Years
Min: 7.19   Med: 12.09   Max: 12.7
Current: 7.19

During the past 3 years, the highest FCF Margin % of Trust Islami Life Insurance was 12.70%. The lowest was 7.19%. And the median was 12.09%.

DHA:TILIL's FCF Margin % is ranked worse than
55.89% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs DHA:TILIL: 7.19

Trust Islami Life Insurance FCF Margin % Related Terms

Trust Islami Life Insurance FCF Margin % Historical Data

* Premium members only.

The historical data trend for Trust Islami Life Insurance's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust Islami Life Insurance FCF Margin % Chart

Trust Islami Life Insurance Annual Data
Trend Dec22 Dec23 Dec24
FCF Margin %
12.09 12.70 10.18

Trust Islami Life Insurance Quarterly Data
Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.22 -0.16 25.52 10.06 -6.52

DHA:TILIL vs AFL, MET, PRU: FCF Margin % Comparison

For the Insurance - Life subindustry, Trust Islami Life Insurance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Trust Islami Life Insurance FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Trust Islami Life Insurance's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Trust Islami Life Insurance's FCF Margin % falls into.


DHA:TILIL
40GF Score
Trust Islami Life Insurance PLC DHA:TILIL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust Islami Life Insurance FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Trust Islami Life Insurance's FCF Margin for the fiscal year that ended in Dec. 2024 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=56.445/554.448
=10.18 %

Trust Islami Life Insurance's FCF Margin for the quarter that ended in Jun. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2025 )/Revenue (Q: Jun. 2025 )
=-9.808/150.35
=-6.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -6.52% mean?
Trust Islami Life Insurance (DHA:TILIL) has a FCF Margin % of -6.52% as of Jun. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Trust Islami Life Insurance and its competitors. Over the past decade, Trust Islami Life Insurance's FCF Margin % has ranged from 7.19 to 12.70. According to the industry distribution chart, Trust Islami Life Insurance ranks #280 out of 501 companies in the Insurance industry, placing it in the top 55.9%.
Is Trust Islami Life Insurance's FCF Margin % too high?
Trust Islami Life Insurance's current FCF Margin % is -6.52%. Over the past 10 years, this metric has ranged from a low of 7.19 to a high of 12.70. Based on the distribution chart, Trust Islami Life Insurance ranks #280 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Trust Islami Life Insurance has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Trust Islami Life Insurance's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Trust Islami Life Insurance ranks #280 out of 501 companies for FCF Margin %. This places Trust Islami Life Insurance in the lower half of its industry. The industry median FCF Margin % is 9.60. Historically, Trust Islami Life Insurance's own FCF Margin % has ranged from 7.19 to 12.70 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Trust Islami Life Insurance and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Islami Life Insurance's current FCF Margin % is -6.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Islami Life Insurance stock overvalued right now?
Trust Islami Life Insurance (DHA:TILIL) has a current FCF Margin % of -6.52%. The current FCF Margin % is -6.52%. Trust Islami Life Insurance's overall GF Score™ is 40/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Trust Islami Life Insurance (DHA:TILIL), the current FCF Margin % is -6.52% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trust Islami Life Insurance Business Description

Address 67/1, Naya Paltan, VIP Road, Paltan China Town, 17th Floor, West Tower, Dhaka, BGD, 1000
Trust Islami Life Insurance PLC, formerly known as Trust Islami Life Insurance Ltd, engages in carrying out all kinds of Life insurance activities. It is engaged in Ordinary life Insurance, Group Insurance (GI), and Non-traditional Micro Insurance businesses. The company offers products such as Ordinary Savings, Micro Savings, Sariah Plans, Pension Scheme, Children Protection, Investment plans.
40GF Score

Get the complete analysis for DHA:TILIL

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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