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Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Trust Islami Life Insurance's annualizedNet Income for the quarter that ended in Jun. 2025 was BDT77.7 Mil. Trust Islami Life Insurance's average total tangible assets for the quarter that ended in Jun. 2025 was BDT835.8 Mil. Therefore, Trust Islami Life Insurance's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2025 was 9.29%.
The historical rank and industry rank for Trust Islami Life Insurance's Return-on-Tangible-Asset or its related term are showing as below:
DHA:TILIL's Return-on-Tangible-Asset is not ranked *
in the Insurance industry.
Industry Median: 2.71 * Ranked among companies with meaningful Return-on-Tangible-Asset only.
Trust Islami Life Insurance (DHA:TILIL) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Trust Islami Life Insurance Return-on-Tangible-Asset Related Terms
Trust Islami Life Insurance Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trust Islami Life Insurance Return-on-Tangible-Asset Chart
DHA:TILIL vs AFL, MET, PRU: Return-on-Tangible-Asset Comparison
For the Insurance - Life subindustry, Trust Islami Life Insurance's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trust Islami Life Insurance Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Trust Islami Life Insurance's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Trust Islami Life Insurance's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2025) net income data.
What does a Return-on-Tangible-Asset of 9.29% mean?
Trust Islami Life Insurance (DHA:TILIL) has a Return-on-Tangible-Asset of 9.29% as of Jun. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Trust Islami Life Insurance and its competitors. According to the industry distribution chart, Trust Islami Life Insurance ranks #35 out of 506 companies in the Insurance industry, placing it in the top 6.9%.
Is Trust Islami Life Insurance's Return-on-Tangible-Asset too high?
Trust Islami Life Insurance's current Return-on-Tangible-Asset is 9.29%. The Insurance industry median Return-on-Tangible-Asset is 2.71. Trust Islami Life Insurance's value of 9.29% is 242.8% above this industry median. Based on the distribution chart, Trust Islami Life Insurance ranks #35 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Trust Islami Life Insurance has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Trust Islami Life Insurance's Return-on-Tangible-Asset compare to AFL and MET?
According to the Insurance industry distribution chart, Trust Islami Life Insurance ranks #35 out of 506 companies for Return-on-Tangible-Asset. This places Trust Islami Life Insurance in the top 7% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.71. Trust Islami Life Insurance's value of 9.29% is 242.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.71, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust Islami Life Insurance's current Return-on-Tangible-Asset of 9.29% is 242.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Trust Islami Life Insurance and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Islami Life Insurance's current Return-on-Tangible-Asset is 9.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Islami Life Insurance stock overvalued right now?
Trust Islami Life Insurance (DHA:TILIL) has a current Return-on-Tangible-Asset of 9.29%. The current Return-on-Tangible-Asset is 9.29% and 242.8% above the Insurance industry median of 2.71. Trust Islami Life Insurance's overall GF Score™ is 40/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Trust Islami Life Insurance (DHA:TILIL), the current Return-on-Tangible-Asset is 9.29% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Trust Islami Life Insurance PLC, formerly known as Trust Islami Life Insurance Ltd, engages in carrying out all kinds of Life insurance activities. It is engaged in Ordinary life Insurance, Group Insurance (GI), and Non-traditional Micro Insurance businesses. The company offers products such as Ordinary Savings, Micro Savings, Sariah Plans, Pension Scheme, Children Protection, Investment plans.
40GF Score
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