Trust Islami Life InsuranceDHA:TILIL +0.57%40 Net Margin % is 12.92% as of Jun. 2025, which is 29% below its 10-year median of 18.10. GuruFocus rates DHA:TILIL with a GF Score™ of 40/100. The stock has 1 warning sign investors should review. Among 501 Insurance companies, Trust Islami Life Insurance ranks better than 78.24% on this metric.
The historical rank and industry rank for Trust Islami Life Insurance's Net Margin % or its related term are showing as below:
DHA:TILIL'
s Net Margin % Range Over the Past 10 Years
Min: 14.08 Med: 18.1 Max: 19.41
Current: 17.2
DHA:TILIL's Net Margin % is ranked better than 78.24% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs DHA:TILIL: 17.20
Trust Islami Life Insurance (DHA:TILIL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Trust Islami Life Insurance Net Margin % Related Terms
Trust Islami Life Insurance Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:TILIL vs AFL, MET, PRU: Net Margin % Comparison
For the Insurance - Life subindustry, Trust Islami Life Insurance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trust Islami Life Insurance Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Trust Islami Life Insurance's Net Margin % distribution charts can be found below:
* The bar in red indicates where Trust Islami Life Insurance's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trust Islami Life Insurance (DHA:TILIL) has a Net Margin % of 12.92% as of Jun. 2025. Net margin is the ratio of total net income to net sales. View historical data on Trust Islami Life Insurance and its competitors. This is 29% below median its historical median of 18.10. Over the past decade, Trust Islami Life Insurance's Net Margin % has ranged from 14.08 to 19.41. According to the industry distribution chart, Trust Islami Life Insurance ranks #109 out of 501 companies in the Insurance industry, placing it in the top 21.8%.
Is Trust Islami Life Insurance's Net Margin % too high?
Trust Islami Life Insurance's current Net Margin % of 12.92% is 29% below median its 10-year median of 18.10. Over the past 10 years, this metric has ranged from a low of 14.08 to a high of 19.41. The Insurance industry median Net Margin % is 9.29. Trust Islami Life Insurance's value of 12.92% is 39.1% above this industry median. Based on the distribution chart, Trust Islami Life Insurance ranks #109 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Trust Islami Life Insurance has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Trust Islami Life Insurance's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Trust Islami Life Insurance ranks #109 out of 501 companies for Net Margin %. This places Trust Islami Life Insurance in the top 22% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.29. Trust Islami Life Insurance's value of 12.92% is 39.1% above this benchmark. Historically, Trust Islami Life Insurance's own Net Margin % has ranged from 14.08 to 19.41 over the past decade. While the company's 10-year median is 18.10 vs. the industry median of 9.29, Trust Islami Life Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust Islami Life Insurance's current Net Margin % of 12.92% is 39.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Trust Islami Life Insurance and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Islami Life Insurance's current Net Margin % is 12.92%, which is 29% below median its own 10-year median of 18.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Islami Life Insurance stock overvalued right now?
Trust Islami Life Insurance (DHA:TILIL) has a current Net Margin % of 12.92%. The current Net Margin % is 12.92%, which is 29% below median its 10-year median of 18.10 and 39.1% above the Insurance industry median of 9.29. Trust Islami Life Insurance's overall GF Score™ is 40/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Trust Islami Life Insurance (DHA:TILIL), the current Net Margin % is 12.92% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Trust Islami Life Insurance PLC, formerly known as Trust Islami Life Insurance Ltd, engages in carrying out all kinds of Life insurance activities. It is engaged in Ordinary life Insurance, Group Insurance (GI), and Non-traditional Micro Insurance businesses. The company offers products such as Ordinary Savings, Micro Savings, Sariah Plans, Pension Scheme, Children Protection, Investment plans.
40GF Score
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