Trust Islami Life Insurance (DHA:TILIL) Pretax Margin %: 12.92% (As of Jun. 2025) — 31% Below Median


DHA:TILIL Trust Islami Life Insurance PLC DHA:TILIL
40 GF Score
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What is Trust Islami Life Insurance Pretax Margin %?

Trust Islami Life Insurance DHA:TILIL -0.56% 40 Pretax Margin % is 12.92% as of Jun. 2025, which is 31% below its 10-year median of 18.85. GuruFocus rates DHA:TILIL with a GF Score™ of 40/100. The stock has 1 warning sign investors should review. Among 506 Insurance companies, Trust Islami Life Insurance ranks better than 71.34% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Trust Islami Life Insurance's Pre-Tax Income for the three months ended in Jun. 2025 was BDT19.4 Mil. Trust Islami Life Insurance's Revenue for the three months ended in Jun. 2025 was BDT150.4 Mil. Therefore, Trust Islami Life Insurance's pretax margin for the quarter that ended in Jun. 2025 was 12.92%.

The historical rank and industry rank for Trust Islami Life Insurance's Pretax Margin % or its related term are showing as below:

DHA:TILIL' s Pretax Margin % Range Over the Past 10 Years
Min: 15.61   Med: 18.85   Max: 19.41
Current: 18.73


DHA:TILIL's Pretax Margin % is ranked better than
71.34% of 506 companies
in the Insurance industry
Industry Median: 12.02 vs DHA:TILIL: 18.73

Trust Islami Life Insurance  (DHA:TILIL) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Trust Islami Life Insurance Pretax Margin % Related Terms


Trust Islami Life Insurance Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Trust Islami Life Insurance's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust Islami Life Insurance Pretax Margin % Chart

Trust Islami Life Insurance Annual Data
Trend Dec22 Dec23 Dec24
Pretax Margin %
19.41 18.85 15.61

Trust Islami Life Insurance Quarterly Data
Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.02 34.19 22.14 0.39 12.92

DHA:TILIL vs AFL, MET, PRU: Pretax Margin % Comparison

For the Insurance - Life subindustry, Trust Islami Life Insurance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trust Islami Life Insurance Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Trust Islami Life Insurance's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Trust Islami Life Insurance's Pretax Margin % falls into.


DHA:TILIL
40GF Score
Trust Islami Life Insurance PLC DHA:TILIL
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust Islami Life Insurance Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Trust Islami Life Insurance's Pretax Margin for the fiscal year that ended in Dec. 2024 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=86.576/554.448
=15.61 %

Trust Islami Life Insurance's Pretax Margin for the quarter that ended in Jun. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Jun. 2025 )/Revenue (Q: Jun. 2025 )
=19.418/150.35
=12.92 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 12.92% mean?
Trust Islami Life Insurance (DHA:TILIL) has a Pretax Margin % of 12.92% as of Jun. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Trust Islami Life Insurance and its competitors. This is 31% below median its historical median of 18.85. Over the past decade, Trust Islami Life Insurance's Pretax Margin % has ranged from 15.61 to 19.41. According to the industry distribution chart, Trust Islami Life Insurance ranks #145 out of 506 companies in the Insurance industry, placing it in the top 28.7%.
Is Trust Islami Life Insurance's Pretax Margin % too high?
Trust Islami Life Insurance's current Pretax Margin % of 12.92% is 31% below median its 10-year median of 18.85. Over the past 10 years, this metric has ranged from a low of 15.61 to a high of 19.41. The Insurance industry median Pretax Margin % is 12.02. Trust Islami Life Insurance's value of 12.92% is 7.5% above this industry median. Based on the distribution chart, Trust Islami Life Insurance ranks #145 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, Trust Islami Life Insurance has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Trust Islami Life Insurance's Pretax Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Trust Islami Life Insurance ranks #145 out of 506 companies for Pretax Margin %. This puts Trust Islami Life Insurance in the upper half of its industry. The industry median Pretax Margin % is 12.02. Trust Islami Life Insurance's value of 12.92% is 7.5% above this benchmark. Historically, Trust Islami Life Insurance's own Pretax Margin % has ranged from 15.61 to 19.41 over the past decade. While the company's 10-year median is 18.85 vs. the industry median of 12.02, Trust Islami Life Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.02, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust Islami Life Insurance's current Pretax Margin % of 12.92% is 7.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Trust Islami Life Insurance and its competitors. For the Insurance industry, the median Pretax Margin % is 12.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Islami Life Insurance's current Pretax Margin % is 12.92%, which is 31% below median its own 10-year median of 18.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Islami Life Insurance stock overvalued right now?
Trust Islami Life Insurance (DHA:TILIL) has a current Pretax Margin % of 12.92%. The current Pretax Margin % is 12.92%, which is 31% below median its 10-year median of 18.85 and 7.5% above the Insurance industry median of 12.02. Trust Islami Life Insurance's overall GF Score™ is 40/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Trust Islami Life Insurance (DHA:TILIL), the current Pretax Margin % is 12.92% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trust Islami Life Insurance Business Description

Address 67/1, Naya Paltan, VIP Road, Paltan China Town, 17th Floor, West Tower, Dhaka, BGD, 1000
Trust Islami Life Insurance PLC, formerly known as Trust Islami Life Insurance Ltd, engages in carrying out all kinds of Life insurance activities. It is engaged in Ordinary life Insurance, Group Insurance (GI), and Non-traditional Micro Insurance businesses. The company offers products such as Ordinary Savings, Micro Savings, Sariah Plans, Pension Scheme, Children Protection, Investment plans.
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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