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STC:HDB's EV-to-OCF is ranked better than 59.39% of 1497
companies
in the Banks industry
Industry Median: 3.98
vs STC:HDB: 1.66
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ho Chi Minh City Development Joint Stock Commercial Bank's PE Ratio (TTM) for today is calculated as:
Ho Chi Minh City Development Joint Stock Commercial Bank's share price for today is ₫27200.00.
Ho Chi Minh City Development Joint Stock Commercial Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫3038.941.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Ho Chi Minh City Development Joint Stock Commercial Bank EV-to-OCF Related Terms
Ho Chi Minh City Development Joint Stock Commercial Bank EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ho Chi Minh City Development Joint Stock Commercial Bank EV-to-OCF Chart
Ho Chi Minh City Development Joint Stock Commercial Bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ho Chi Minh City Development Joint Stock Commercial Bank EV-to-OCF vs Banks Industry
Ho Chi Minh City Development Joint Stock Commercial Bank's current Enterprise Value is ₫94,159,741 Mil.
Ho Chi Minh City Development Joint Stock Commercial Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫56,584,007 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) has a EV-to-OCF of 1.66 as of Aug. 13, 2026. This is near median its historical median of 1.58. According to the industry distribution chart, Ho Chi Minh City Development Joint Stock Commercial Bank ranks #608 out of 1497 companies in the Banks industry, placing it in the top 40.6%.
Is Ho Chi Minh City Development Joint Stock Commercial Bank's EV-to-OCF too high?
Ho Chi Minh City Development Joint Stock Commercial Bank's current EV-to-OCF of 1.66 is near median its 10-year median of 1.58. The Banks industry median EV-to-OCF is 3.98. Ho Chi Minh City Development Joint Stock Commercial Bank's value of 1.66 is 58.3% below this industry median. Based on the distribution chart, Ho Chi Minh City Development Joint Stock Commercial Bank ranks #608 out of 1497 companies in the Banks industry, which is above the industry midpoint. Overall, Ho Chi Minh City Development Joint Stock Commercial Bank has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ho Chi Minh City Development Joint Stock Commercial Bank's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Ho Chi Minh City Development Joint Stock Commercial Bank ranks #608 out of 1497 companies for EV-to-OCF. This puts Ho Chi Minh City Development Joint Stock Commercial Bank in the upper half of its industry. The industry median EV-to-OCF is 3.98. Ho Chi Minh City Development Joint Stock Commercial Bank's value of 1.66 is 58.3% below this benchmark. While the company's 10-year median is 1.58 vs. the industry median of 3.98, Ho Chi Minh City Development Joint Stock Commercial Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ho Chi Minh City Development Joint Stock Commercial Bank's current EV-to-OCF of 1.66 is 58.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ho Chi Minh City Development Joint Stock Commercial Bank's current EV-to-OCF is 1.66, which is near median its own 10-year median of 1.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ho Chi Minh City Development Joint Stock Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫23,842.04, compared to a current price of ₫27,200.00 — trading 14.1% above its estimated fair value. The current EV-to-OCF is 1.66, which is near median its 10-year median of 1.58 and 58.3% below the Banks industry median of 3.98. Ho Chi Minh City Development Joint Stock Commercial Bank's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB), the current EV-to-OCF is 1.66 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) Overvalued in 2026?
Based on GuruFocus' analysis, Ho Chi Minh City Development Joint Stock Commercial Bank stock appears to be overvalued.
The current stock price of ₫27,200.00 is trading 14.1% above its estimated GF Value™ of ₫23,842.04.
GuruFocus considers Ho Chi Minh City Development Joint Stock Commercial Bank to be Modestly Overvalued.
Key valuation signals for STC:HDB:
EV-to-OCF: 1.66 (near median its 10-year median of 1.58)
GF Value™: ₫23,842.04 vs. price of ₫27,200.00 (14.1% above fair value)
Industry Position: 58.3% below the Banks median (#608 of 1497)
No single metric tells the full story. See the STC:HDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ho Chi Minh City Development Joint Stock Commercial Bank is a Vietnamese commercial bank providing personal and commercial banking services to retail customers, corporations, and investors.
74GF Score
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