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Pretax income is the income that a company earns before paying income taxes. Ho Chi Minh City Development Joint Stock Commercial Bank's pretax income for the
six
months ended in Mar. 2026 was ₫6,022,260 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was ₫10,841,834 Mil.
Ho Chi Minh City Development Joint Stock Commercial Bank's pretax margin was 60.30%.
During the past 9 years, Ho Chi Minh City Development Joint Stock Commercial Bank's highest Pretax Margin was 56.32%. The lowest was 33.04%. And the median was 48.71%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ho Chi Minh City Development Joint Stock Commercial Bank Pre-Tax Income Related Terms
Ho Chi Minh City Development Joint Stock Commercial Bank Pre-Tax Income Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ho Chi Minh City Development Joint Stock Commercial Bank Pre-Tax Income Chart
Ho Chi Minh City Development Joint Stock Commercial Bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ho Chi Minh City Development Joint Stock Commercial Bank Pre-Tax Income vs Banks Industry
Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was ₫10,841,834 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Pre-Tax Income of ₫10,841,834 Mil mean?
Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) has a Pre-Tax Income of ₫10,841,834 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Ho Chi Minh City Development Joint Stock Commercial Bank and its competitors.
Is Ho Chi Minh City Development Joint Stock Commercial Bank's Pre-Tax Income too high?
Ho Chi Minh City Development Joint Stock Commercial Bank's current Pre-Tax Income is ₫10,841,834 Mil. Overall, Ho Chi Minh City Development Joint Stock Commercial Bank has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ho Chi Minh City Development Joint Stock Commercial Bank's Pre-Tax Income compare to competitors?
Ho Chi Minh City Development Joint Stock Commercial Bank's Pre-Tax Income of ₫10,841,834 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Ho Chi Minh City Development Joint Stock Commercial Bank and its competitors. Ho Chi Minh City Development Joint Stock Commercial Bank's current Pre-Tax Income is ₫10,841,834 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ho Chi Minh City Development Joint Stock Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫20,751.16, compared to a current price of ₫27,100.00 — trading 30.6% above its estimated fair value. The current Pre-Tax Income is ₫10,841,834 Mil. Ho Chi Minh City Development Joint Stock Commercial Bank's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB), the current Pre-Tax Income is ₫10,841,834 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) Overvalued in 2026?
Based on GuruFocus' analysis, Ho Chi Minh City Development Joint Stock Commercial Bank stock appears to be overvalued.
The current stock price of ₫27,100.00 is trading 30.6% above its estimated GF Value™ of ₫20,751.16.
GuruFocus considers Ho Chi Minh City Development Joint Stock Commercial Bank to be Significantly Overvalued.
Key valuation signals for STC:HDB:
Pre-Tax Income: ₫10,841,834 Mil
GF Value™: ₫20,751.16 vs. price of ₫27,100.00 (30.6% above fair value)
No single metric tells the full story. See the STC:HDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ho Chi Minh City Development Joint Stock Commercial Bank is a Vietnamese commercial bank providing personal and commercial banking services to retail customers, corporations, and investors.
74GF Score
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