Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) YoY EPS Growth: 43.22% (As of Jun. 2026)

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STC:HDB Ho Chi Minh City Development Joint Stock Commercial Bank STC:HDB
74 GF Score
Price ₫27,350.00
GF Value ₫24,415.21
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Ho Chi Minh City Development Joint Stock Commercial Bank YoY EPS Growth?

Ho Chi Minh City Development Joint Stock Commercial Bank STC:HDB 74 YoY EPS Growth is 43.22% as of Jun. 2026. GuruFocus rates STC:HDB with a GF Score™ of 74/100 and a GF Value™ of ₫24,415.21 (Modestly Overvalued). The stock has 5 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Ho Chi Minh City Development Joint Stock Commercial Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 was 43.22%.

Ho Chi Minh City Development Joint Stock Commercial Bank's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was ₫1,110.57.

Ho Chi Minh City Development Joint Stock Commercial Bank YoY EPS Growth Related Terms

Ho Chi Minh City Development Joint Stock Commercial Bank YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Ho Chi Minh City Development Joint Stock Commercial Bank's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ho Chi Minh City Development Joint Stock Commercial Bank YoY EPS Growth Chart

Ho Chi Minh City Development Joint Stock Commercial Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only 41.15 28.69 7.81 73.83 17.10

Ho Chi Minh City Development Joint Stock Commercial Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.07 0.00 48.49 18.85 43.22
STC:HDB
74GF Score
Ho Chi Minh City Development Joint Stock Commercial Bank STC:HDB
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Ho Chi Minh City Development Joint Stock Commercial Bank YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Ho Chi Minh City Development Joint Stock Commercial Bank's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(3297.215-2815.776)/ | 2815.776 |
=17.10 %

Ho Chi Minh City Development Joint Stock Commercial Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(1110.574-775.438)/ | 775.438 |
=43.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 43.22% mean?
Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) has a YoY EPS Growth of 43.22% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Ho Chi Minh City Development Joint Stock Commercial Bank and its competitors.
Is Ho Chi Minh City Development Joint Stock Commercial Bank's YoY EPS Growth too high?
Ho Chi Minh City Development Joint Stock Commercial Bank's current YoY EPS Growth is 43.22%. Overall, Ho Chi Minh City Development Joint Stock Commercial Bank has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ho Chi Minh City Development Joint Stock Commercial Bank's YoY EPS Growth compare to competitors?
Ho Chi Minh City Development Joint Stock Commercial Bank's YoY EPS Growth of 43.22% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Ho Chi Minh City Development Joint Stock Commercial Bank and its competitors. Ho Chi Minh City Development Joint Stock Commercial Bank's current YoY EPS Growth is 43.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ho Chi Minh City Development Joint Stock Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫24,415.21, compared to a current price of ₫27,350.00 — trading 12% above its estimated fair value. The current YoY EPS Growth is 43.22%. Ho Chi Minh City Development Joint Stock Commercial Bank's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB), the current YoY EPS Growth is 43.22% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) Overvalued in 2026?

Based on GuruFocus' analysis, Ho Chi Minh City Development Joint Stock Commercial Bank stock appears to be overvalued. The current stock price of ₫27,350.00 is trading 12% above its estimated GF Value™ of ₫24,415.21. GuruFocus considers Ho Chi Minh City Development Joint Stock Commercial Bank to be Modestly Overvalued.

Key valuation signals for STC:HDB:

  • YoY EPS Growth: 43.22%
  • GF Value™: ₫24,415.21 vs. price of ₫27,350.00 (12% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the STC:HDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ho Chi Minh City Development Joint Stock Commercial Bank Business Description

Address No. 25 Bis Nguyen Thi Minh Khai Street, Ben Nghe Ward, District 1, Ho Chi Minh, VNM
Ho Chi Minh City Development Joint Stock Commercial Bank is a Vietnamese commercial bank providing personal and commercial banking services to retail customers, corporations, and investors.
74GF Score

Get the complete analysis for STC:HDB

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫27,350.00
Price
₫24,415.21
GF Value