Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) Quality Rank


STC:HDB Ho Chi Minh City Development Joint Stock Commercial Bank STC:HDB
74 GF Score
Price ₫27,550.00
GF Value ₫23,780.99
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Ho Chi Minh City Development Joint Stock Commercial Bank Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Ho Chi Minh City Development Joint Stock Commercial Bank Quality Rank Related Terms

STC:HDB
74GF Score
Ho Chi Minh City Development Joint Stock Commercial Bank STC:HDB
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) Overvalued in 2026?

Based on GuruFocus' analysis, Ho Chi Minh City Development Joint Stock Commercial Bank stock appears to be overvalued. The current stock price of ₫27,550.00 is trading 15.8% above its estimated GF Value™ of ₫23,780.99. GuruFocus considers Ho Chi Minh City Development Joint Stock Commercial Bank to be Modestly Overvalued.

Key valuation signals for STC:HDB:

  • Quality Rank:
  • GF Value™: ₫23,780.99 vs. price of ₫27,550.00 (15.8% above fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the STC:HDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ho Chi Minh City Development Joint Stock Commercial Bank Business Description

Address No. 25 Bis Nguyen Thi Minh Khai Street, Ben Nghe Ward, District 1, Ho Chi Minh, VNM
Ho Chi Minh City Development Joint Stock Commercial Bank is a Vietnamese commercial bank providing personal and commercial banking services to retail customers, corporations, and investors.
74GF Score

Get the complete analysis for STC:HDB

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫27,550.00
Price
₫23,780.99
GF Value