Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) Shiller PE Ratio: (As of Sep. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:HDB Ho Chi Minh City Development Joint Stock Commercial Bank STC:HDB
74 GF Score
Price ₫26,800.00
GF Value ₫24,497.51
Valuation Fairly Valued
! 5 Warning Signs
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What is Ho Chi Minh City Development Joint Stock Commercial Bank Shiller PE Ratio?

Ho Chi Minh City Development Joint Stock Commercial Bank does not have a history long enough to calculate E10. Therefore GuruFocus does not calculate Shiller PE Ratio for this company.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ho Chi Minh City Development Joint Stock Commercial Bank  (STC:HDB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Ho Chi Minh City Development Joint Stock Commercial Bank Shiller PE Ratio Related Terms


Ho Chi Minh City Development Joint Stock Commercial Bank Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Ho Chi Minh City Development Joint Stock Commercial Bank's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ho Chi Minh City Development Joint Stock Commercial Bank Shiller PE Ratio Chart

Ho Chi Minh City Development Joint Stock Commercial Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
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Ho Chi Minh City Development Joint Stock Commercial Bank Semi-Annual Data
Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Ho Chi Minh City Development Joint Stock Commercial Bank Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Ho Chi Minh City Development Joint Stock Commercial Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ho Chi Minh City Development Joint Stock Commercial Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Ho Chi Minh City Development Joint Stock Commercial Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Ho Chi Minh City Development Joint Stock Commercial Bank's Shiller PE Ratio falls into.


STC:HDB
74GF Score
Ho Chi Minh City Development Joint Stock Commercial Bank STC:HDB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ho Chi Minh City Development Joint Stock Commercial Bank Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Ho Chi Minh City Development Joint Stock Commercial Bank does not have a history long enough to calculate E10. Therefore GuruFocus does not calculate Shiller PE Ratio for this company.

Is Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) Overvalued in 2026?

Based on GuruFocus' analysis, Ho Chi Minh City Development Joint Stock Commercial Bank stock appears to be overvalued. The current stock price of ₫26,800.00 is trading 9.4% above its estimated GF Value™ of ₫24,497.51. GuruFocus considers Ho Chi Minh City Development Joint Stock Commercial Bank to be Fairly Valued.

Key valuation signals for STC:HDB:

  • Shiller PE Ratio:
  • GF Value™: ₫24,497.51 vs. price of ₫26,800.00 (9.4% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the STC:HDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ho Chi Minh City Development Joint Stock Commercial Bank Business Description

Address No. 25 Bis Nguyen Thi Minh Khai Street, Ben Nghe Ward, District 1, Ho Chi Minh, VNM
Ho Chi Minh City Development Joint Stock Commercial Bank is a Vietnamese commercial bank providing personal and commercial banking services to retail customers, corporations, and investors.
74GF Score

Get the complete analysis for STC:HDB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫26,800.00
Price
₫24,497.51
GF Value