FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Ho Chi Minh City Development Joint Stock Commercial Bank FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Ho Chi Minh City Development Joint Stock Commercial Bank FCF Yield % Related Terms
Ho Chi Minh City Development Joint Stock Commercial Bank FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ho Chi Minh City Development Joint Stock Commercial Bank FCF Yield % Chart
Ho Chi Minh City Development Joint Stock Commercial Bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ho Chi Minh City Development Joint Stock Commercial Bank FCF Yield % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) has a FCF Yield % of 60.68 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ho Chi Minh City Development Joint Stock Commercial Bank and its competitors. This is 128% above median its historical median of 26.64. According to the industry distribution chart, Ho Chi Minh City Development Joint Stock Commercial Bank ranks #156 out of 1507 companies in the Banks industry, placing it in the top 10.4%.
Is Ho Chi Minh City Development Joint Stock Commercial Bank's FCF Yield % too high?
Ho Chi Minh City Development Joint Stock Commercial Bank's current FCF Yield % of 60.68 is 128% above median its 10-year median of 26.64. The Banks industry median FCF Yield % is 8.14. Ho Chi Minh City Development Joint Stock Commercial Bank's value of 60.68 is 645.5% above this industry median. Based on the distribution chart, Ho Chi Minh City Development Joint Stock Commercial Bank ranks #156 out of 1507 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ho Chi Minh City Development Joint Stock Commercial Bank has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ho Chi Minh City Development Joint Stock Commercial Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Ho Chi Minh City Development Joint Stock Commercial Bank ranks #156 out of 1507 companies for FCF Yield %. This places Ho Chi Minh City Development Joint Stock Commercial Bank in the top 10% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.14. Ho Chi Minh City Development Joint Stock Commercial Bank's value of 60.68 is 645.5% above this benchmark. While the company's 10-year median is 26.64 vs. the industry median of 8.14, Ho Chi Minh City Development Joint Stock Commercial Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ho Chi Minh City Development Joint Stock Commercial Bank's current FCF Yield % of 60.68 is 645.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ho Chi Minh City Development Joint Stock Commercial Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ho Chi Minh City Development Joint Stock Commercial Bank's current FCF Yield % is 60.68, which is 128% above median its own 10-year median of 26.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ho Chi Minh City Development Joint Stock Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) is currently considered Fairly Valued. The stock's GF Value™ is ₫23,863.51, compared to a current price of ₫25,400.00 — trading 6.4% above its estimated fair value. The current FCF Yield % is 60.68, which is 128% above median its 10-year median of 26.64 and 645.5% above the Banks industry median of 8.14. Ho Chi Minh City Development Joint Stock Commercial Bank's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB), the current FCF Yield % is 60.68 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ho Chi Minh City Development Joint Stock Commercial Bank (STC:HDB) Overvalued in 2026?
Based on GuruFocus' analysis, Ho Chi Minh City Development Joint Stock Commercial Bank stock appears to be overvalued.
The current stock price of ₫25,400.00 is trading 6.4% above its estimated GF Value™ of ₫23,863.51.
GuruFocus considers Ho Chi Minh City Development Joint Stock Commercial Bank to be Fairly Valued.
Key valuation signals for STC:HDB:
FCF Yield %: 60.68 (128% above median its 10-year median of 26.64)
GF Value™: ₫23,863.51 vs. price of ₫25,400.00 (6.4% above fair value)
Industry Position: 645.5% above the Banks median (#156 of 1507)
No single metric tells the full story. See the STC:HDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ho Chi Minh City Development Joint Stock Commercial Bank Business Description
Ho Chi Minh City Development Joint Stock Commercial Bank is a Vietnamese commercial bank providing personal and commercial banking services to retail customers, corporations, and investors.
77GF Score
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