Bar Harbor Bankshares (FRA:42K) Enterprise Value: €667.7 Mil (As of Jul. 03, 2026) ***


FRA:42K Bar Harbor Bankshares Inc FRA:42K
60 GF Score
Price €33.60
GF Value €29.71
! 6 Warning Signs
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What is Bar Harbor Bankshares Enterprise Value?

Bar Harbor Bankshares FRA:42K +3.07% 60 Enterprise Value is €667.7 Mil as of Jul. 03, 2026. GuruFocus rates FRA:42K with a GF Score™ of 60/100 and a GF Value™ of €29.71. The stock has 6 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Bar Harbor Bankshares's Enterprise Value is €667.7 Mil. Bar Harbor Bankshares's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was €153.1 Mil. Therefore, Bar Harbor Bankshares's EV-to-Revenue ratio for today is 4.36.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Bar Harbor Bankshares's Enterprise Value is €667.7 Mil. Bar Harbor Bankshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €37.6 Mil. Therefore, Bar Harbor Bankshares's EV-to-OCF ratio for today is 17.74.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Bar Harbor Bankshares's Enterprise Value is €667.7 Mil. Bar Harbor Bankshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €33.1 Mil. Therefore, Bar Harbor Bankshares's EV-to-FCF ratio for today is 20.18.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Bar Harbor Bankshares  (FRA:42K) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Bar Harbor Bankshares's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=667.659/153.137
=4.36

Bar Harbor Bankshares's current Enterprise Value is €667.7 Mil.
Bar Harbor Bankshares's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €153.1 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Bar Harbor Bankshares's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=667.659/37.646
=17.74

Bar Harbor Bankshares's current Enterprise Value is €667.7 Mil.
Bar Harbor Bankshares's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €37.6 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Bar Harbor Bankshares's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=667.659/33.085
=20.18

Bar Harbor Bankshares's current Enterprise Value is €667.7 Mil.
Bar Harbor Bankshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €33.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bar Harbor Bankshares Enterprise Value Related Terms


Bar Harbor Bankshares Enterprise Value Historical Data

* Premium members only.

The historical data trend for Bar Harbor Bankshares's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bar Harbor Bankshares Enterprise Value Chart

Bar Harbor Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 323.72 734.52 596.12 648.67 608.85

Bar Harbor Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 557.66 566.96 471.35 608.85 584.94

FRA:42K vs NPB, AMBZ, MSBI: Enterprise Value Comparison

For the Banks - Regional subindustry, Bar Harbor Bankshares's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bar Harbor Bankshares Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Bar Harbor Bankshares's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Bar Harbor Bankshares's Enterprise Value falls into.


FRA:42K
60GF Score
Bar Harbor Bankshares Inc FRA:42K
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Bar Harbor Bankshares Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Bar Harbor Bankshares's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Bar Harbor Bankshares's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €667.7 Mil mean?
Bar Harbor Bankshares (FRA:42K) has a Enterprise Value of €667.7 Mil as of Jul. 03, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Bar Harbor Bankshares and its competitors.
Is Bar Harbor Bankshares' Enterprise Value too high?
Bar Harbor Bankshares' current Enterprise Value is €667.7 Mil. Overall, Bar Harbor Bankshares has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bar Harbor Bankshares' Enterprise Value compare to NPB and AMBZ?
Bar Harbor Bankshares' Enterprise Value of €667.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Bar Harbor Bankshares and its competitors. Bar Harbor Bankshares's current Enterprise Value is €667.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bar Harbor Bankshares stock overvalued right now?
Bar Harbor Bankshares (FRA:42K) has a current Enterprise Value of €667.7 Mil. The stock's GF Value™ is €29.71, compared to a current price of €33.60 — trading 13.1% above its estimated fair value. The current Enterprise Value is €667.7 Mil. Bar Harbor Bankshares' overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Bar Harbor Bankshares (FRA:42K), the current Enterprise Value is €667.7 Mil as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bar Harbor Bankshares (FRA:42K) Overvalued in 2026?

Based on GuruFocus' analysis, Bar Harbor Bankshares stock appears to be overvalued. The current stock price of €33.60 is trading 13.1% above its estimated GF Value™ of €29.71.

Key valuation signals for FRA:42K:

  • Enterprise Value: €667.7 Mil
  • GF Value™: €29.71 vs. price of €33.60 (13.1% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the FRA:42K stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bar Harbor Bankshares Business Description

Other Exchanges BHB:USA
Address 82 Main Street, P.O. Box 400, Bar Harbor, ME, USA, 04609-0400
Bar Harbor Bankshares Inc is a bank holding company along with its subsidiaries that offers a full range of financial services products, brokerage services through third-party brokerage arrangements, and also trust and investment management services to individuals, businesses, non-profit organizations, and municipalities. Its products and services consist of checking, deposits, cards, mobile banking, online services, loans, merchant services, trust, fiduciary services, investment planning, education funding, and individual retirement planning.
60GF Score

Get the complete analysis for FRA:42K

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.60
Price
€29.71
GF Value