The historical rank and industry rank for Bar Harbor Bankshares's FCF Margin % or its related term are showing as below:
FRA:42K'
s FCF Margin % Range Over the Past 10 Years
Min: 9.78 Med: 27.24 Max: 41.68
Current: 21.6
During the past 13 years, the highest FCF Margin % of Bar Harbor Bankshares was 41.68%. The lowest was 9.78%. And the median was 27.24%.
FRA:42K's FCF Margin % is ranked worse than 56.61% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs FRA:42K: 21.60
Bar Harbor Bankshares FCF Margin % Related Terms
Bar Harbor Bankshares FCF Margin % Historical Data
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The historical data trend for Bar Harbor Bankshares's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:42K vs RCBC, NPB, MSBI: FCF Margin % Comparison
For the Banks - Regional subindustry, Bar Harbor Bankshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bar Harbor Bankshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bar Harbor Bankshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bar Harbor Bankshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bar Harbor Bankshares (FRA:42K) has a FCF Margin % of 6.34% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bar Harbor Bankshares and its competitors. This is 77% below median its historical median of 27.24. Over the past decade, Bar Harbor Bankshares' FCF Margin % has ranged from 9.78 to 41.68. According to the industry distribution chart, Bar Harbor Bankshares ranks #852 out of 1505 companies in the Banks industry, placing it in the top 56.6%.
Is Bar Harbor Bankshares' FCF Margin % too high?
Bar Harbor Bankshares' current FCF Margin % of 6.34% is 77% below median its 10-year median of 27.24. Over the past 10 years, this metric has ranged from a low of 9.78 to a high of 41.68. The Banks industry median FCF Margin % is 26.55. Bar Harbor Bankshares' value of 6.34% is 76.1% below this industry median. Based on the distribution chart, Bar Harbor Bankshares ranks #852 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Bar Harbor Bankshares has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bar Harbor Bankshares' FCF Margin % compare to RCBC and NPB?
According to the Banks industry distribution chart, Bar Harbor Bankshares ranks #852 out of 1505 companies for FCF Margin %. This places Bar Harbor Bankshares in the lower half of its industry. The industry median FCF Margin % is 26.55. Bar Harbor Bankshares' value of 6.34% is 76.1% below this benchmark. Historically, Bar Harbor Bankshares' own FCF Margin % has ranged from 9.78 to 41.68 over the past decade. While the company's 10-year median is 27.24 vs. the industry median of 26.55, Bar Harbor Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bar Harbor Bankshares's current FCF Margin % of 6.34% is 76.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bar Harbor Bankshares and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bar Harbor Bankshares's current FCF Margin % is 6.34%, which is 77% below median its own 10-year median of 27.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bar Harbor Bankshares stock overvalued right now?
Bar Harbor Bankshares (FRA:42K) has a current FCF Margin % of 6.34%. The stock's GF Value™ is €27.74, compared to a current price of €32.60 — trading 17.5% above its estimated fair value. The current FCF Margin % is 6.34%, which is 77% below median its 10-year median of 27.24 and 76.1% below the Banks industry median of 26.55. Bar Harbor Bankshares' overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bar Harbor Bankshares (FRA:42K), the current FCF Margin % is 6.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bar Harbor Bankshares (FRA:42K) Overvalued in 2026?
Based on GuruFocus' analysis, Bar Harbor Bankshares stock appears to be overvalued.
The current stock price of €32.60 is trading 17.5% above its estimated GF Value™ of €27.74.
Key valuation signals for FRA:42K:
FCF Margin %: 6.34% (77% below median its 10-year median of 27.24)
GF Value™: €27.74 vs. price of €32.60 (17.5% above fair value)
Industry Position: 76.1% below the Banks median (#852 of 1505)
No single metric tells the full story. See the FRA:42K stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bar Harbor Bankshares Inc is a bank holding company along with its subsidiaries that offers a full range of financial services products, brokerage services through third-party brokerage arrangements, and also trust and investment management services to individuals, businesses, non-profit organizations, and municipalities. Its products and services consist of checking, deposits, cards, mobile banking, online services, loans, merchant services, trust, fiduciary services, investment planning, education funding, and individual retirement planning.
60GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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