Bar Harbor Bankshares has the GF Score of 61, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Bar Harbor Bankshares
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Bar Harbor Bankshares (FRA:42K) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Bar Harbor Bankshares GF Score Related Terms
FRA:42K vs NPB, AMBZ, MSBI: GF Score Comparison
For the Banks - Regional subindustry, Bar Harbor Bankshares's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bar Harbor Bankshares GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Bar Harbor Bankshares's GF Score distribution charts can be found below:
* The bar in red indicates where Bar Harbor Bankshares's GF Score falls into.
Bar Harbor Bankshares (FRA:42K) has a GF Score of 61 as of Jul. 13, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bar Harbor Bankshares and its competitors. This is 14% below median its historical median of 71.00. Over the past decade, Bar Harbor Bankshares' GF Score has ranged from 17.00 to 83.00.
Is Bar Harbor Bankshares' GF Score too high?
Bar Harbor Bankshares' current GF Score of 61 is 14% below median its 10-year median of 71.00. Over the past 10 years, this metric has ranged from a low of 17.00 to a high of 83.00. Overall, Bar Harbor Bankshares has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Bar Harbor Bankshares' GF Score compare to NPB and AMBZ?
Bar Harbor Bankshares' GF Score of 61 can be compared against companies in the Banks industry. Historically, Bar Harbor Bankshares' own GF Score has ranged from 17.00 to 83.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bar Harbor Bankshares and its competitors. Bar Harbor Bankshares's current GF Score is 61, which is 14% below median its own 10-year median of 71.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bar Harbor Bankshares stock overvalued right now?
Bar Harbor Bankshares (FRA:42K) has a current GF Score of 61. The stock's GF Value™ is €28.71, compared to a current price of €32.00 — trading 11.5% above its estimated fair value. The current GF Score is 61, which is 14% below median its 10-year median of 71.00. Bar Harbor Bankshares' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Bar Harbor Bankshares (FRA:42K), the current GF Score is 61 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bar Harbor Bankshares (FRA:42K) Overvalued in 2026?
Based on GuruFocus' analysis, Bar Harbor Bankshares stock appears to be overvalued.
The current stock price of €32.00 is trading 11.5% above its estimated GF Value™ of €28.71.
Key valuation signals for FRA:42K:
GF Score: 61 (14% below median its 10-year median of 71.00)
GF Value™: €28.71 vs. price of €32.00 (11.5% above fair value)
No single metric tells the full story. See the FRA:42K stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bar Harbor Bankshares Inc is a bank holding company along with its subsidiaries that offers a full range of financial services products, brokerage services through third-party brokerage arrangements, and also trust and investment management services to individuals, businesses, non-profit organizations, and municipalities. Its products and services consist of checking, deposits, cards, mobile banking, online services, loans, merchant services, trust, fiduciary services, investment planning, education funding, and individual retirement planning.
61GF Score
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