Bar Harbor Bankshares (FRA:42K) ROE % Adjusted to Book Value: 10.08% (As of Mar. 2026)


FRA:42K Bar Harbor Bankshares Inc FRA:42K
61 GF Score
Price €32.80
GF Value €29.02
! 6 Warning Signs
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What is Bar Harbor Bankshares ROE % Adjusted to Book Value?

Bar Harbor Bankshares FRA:42K -2.38% 61 ROE % Adjusted to Book Value is 10.08% as of Mar. 2026. GuruFocus rates FRA:42K with a GF Score™ of 61/100 and a GF Value™ of €29.02. The stock has 6 warning signs investors should review.

Bar Harbor Bankshares's ROE % for the quarter that ended in Mar. 2026 was 10.18%. Bar Harbor Bankshares's PB Ratio for the quarter that ended in Mar. 2026 was 1.01. Bar Harbor Bankshares's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.08%.


Bar Harbor Bankshares ROE % Adjusted to Book Value Related Terms


Bar Harbor Bankshares ROE % Adjusted to Book Value Historical Data

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The historical data trend for Bar Harbor Bankshares's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bar Harbor Bankshares ROE % Adjusted to Book Value Chart

Bar Harbor Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.51 9.10 10.41 9.87 7.20

Bar Harbor Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.04 5.25 7.32 9.12 10.08

FRA:42K vs NPB, AMBZ, MSBI: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Bar Harbor Bankshares's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bar Harbor Bankshares ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Bar Harbor Bankshares's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Bar Harbor Bankshares's ROE % Adjusted to Book Value falls into.


FRA:42K
61GF Score
Bar Harbor Bankshares Inc FRA:42K
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Bar Harbor Bankshares ROE % Adjusted to Book Value Calculation

Bar Harbor Bankshares's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.06% / 0.98
=7.20%

Bar Harbor Bankshares's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.18% / 1.01
=10.08%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.08% mean?
Bar Harbor Bankshares (FRA:42K) has a ROE % Adjusted to Book Value of 10.08% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bar Harbor Bankshares and its competitors.
Is Bar Harbor Bankshares' ROE % Adjusted to Book Value too high?
Bar Harbor Bankshares' current ROE % Adjusted to Book Value is 10.08%. Overall, Bar Harbor Bankshares has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Bar Harbor Bankshares' ROE % Adjusted to Book Value compare to NPB and AMBZ?
Bar Harbor Bankshares' ROE % Adjusted to Book Value of 10.08% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bar Harbor Bankshares and its competitors. Bar Harbor Bankshares's current ROE % Adjusted to Book Value is 10.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bar Harbor Bankshares stock overvalued right now?
Bar Harbor Bankshares (FRA:42K) has a current ROE % Adjusted to Book Value of 10.08%. The stock's GF Value™ is €29.02, compared to a current price of €32.80 — trading 13% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.08%. Bar Harbor Bankshares' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Bar Harbor Bankshares (FRA:42K), the current ROE % Adjusted to Book Value is 10.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bar Harbor Bankshares (FRA:42K) Overvalued in 2026?

Based on GuruFocus' analysis, Bar Harbor Bankshares stock appears to be overvalued. The current stock price of €32.80 is trading 13% above its estimated GF Value™ of €29.02.

Key valuation signals for FRA:42K:

  • ROE % Adjusted to Book Value: 10.08%
  • GF Value™: €29.02 vs. price of €32.80 (13% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the FRA:42K stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bar Harbor Bankshares Business Description

Other Exchanges BHB:USA
Address 82 Main Street, P.O. Box 400, Bar Harbor, ME, USA, 04609-0400
Bar Harbor Bankshares Inc is a bank holding company along with its subsidiaries that offers a full range of financial services products, brokerage services through third-party brokerage arrangements, and also trust and investment management services to individuals, businesses, non-profit organizations, and municipalities. Its products and services consist of checking, deposits, cards, mobile banking, online services, loans, merchant services, trust, fiduciary services, investment planning, education funding, and individual retirement planning.
61GF Score

Get the complete analysis for FRA:42K

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€32.80
Price
€29.02
GF Value