Bar Harbor Bankshares (FRA:42K) Long-Term Debt: €186.6 Mil (As of Mar. 2026)

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FRA:42K Bar Harbor Bankshares Inc FRA:42K
60 GF Score
Price €33.40
GF Value €28.78
! 6 Warning Signs
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What is Bar Harbor Bankshares Long-Term Debt?

Bar Harbor Bankshares FRA:42K +1.21% 60 Long-Term Debt is €186.6 Mil as of Mar. 2026. GuruFocus rates FRA:42K with a GF Score™ of 60/100 and a GF Value™ of €28.78. The stock has 6 warning signs investors should review.

Bar Harbor Bankshares's Long-Term Debt for the quarter that ended in Mar. 2026 was €186.6 Mil.

Bar Harbor Bankshares's quarterly Long-Term Debt increased from Sep. 2025 (€114.7 Mil) to Dec. 2025 (€115.2 Mil) and increased from Dec. 2025 (€115.2 Mil) to Mar. 2026 (€186.6 Mil).

Bar Harbor Bankshares's annual Long-Term Debt declined from Dec. 2023 (€55.7 Mil) to Dec. 2024 (€39.0 Mil) but then increased from Dec. 2024 (€39.0 Mil) to Dec. 2025 (€115.2 Mil).

Bar Harbor Bankshares  (FRA:42K) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Bar Harbor Bankshares Long-Term Debt Related Terms

Bar Harbor Bankshares Long-Term Debt Historical Data

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The historical data trend for Bar Harbor Bankshares's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bar Harbor Bankshares Long-Term Debt Chart

Bar Harbor Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 74.09 59.36 55.70 39.05 115.15

Bar Harbor Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.45 114.65 115.15 186.60 244.05
FRA:42K
60GF Score
Bar Harbor Bankshares Inc FRA:42K
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €186.6 Mil mean?
Bar Harbor Bankshares (FRA:42K) has a Long-Term Debt of €186.6 Mil as of Mar. 2026.
Is Bar Harbor Bankshares' Long-Term Debt too high?
Bar Harbor Bankshares' current Long-Term Debt is €186.6 Mil. Overall, Bar Harbor Bankshares has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bar Harbor Bankshares' Long-Term Debt compare to NPB and AMBZ?
Bar Harbor Bankshares' Long-Term Debt of €186.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Bar Harbor Bankshares's current Long-Term Debt is €186.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bar Harbor Bankshares stock overvalued right now?
Bar Harbor Bankshares (FRA:42K) has a current Long-Term Debt of €186.6 Mil. The stock's GF Value™ is €28.78, compared to a current price of €33.40 — trading 16.1% above its estimated fair value. The current Long-Term Debt is €186.6 Mil. Bar Harbor Bankshares' overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Bar Harbor Bankshares (FRA:42K), the current Long-Term Debt is €186.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bar Harbor Bankshares (FRA:42K) Overvalued in 2026?

Based on GuruFocus' analysis, Bar Harbor Bankshares stock appears to be overvalued. The current stock price of €33.40 is trading 16.1% above its estimated GF Value™ of €28.78.

Key valuation signals for FRA:42K:

  • Long-Term Debt: €186.6 Mil
  • GF Value™: €28.78 vs. price of €33.40 (16.1% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the FRA:42K stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bar Harbor Bankshares Business Description

Other Exchanges BHB:USA
Address 82 Main Street, P.O. Box 400, Bar Harbor, ME, USA, 04609-0400
Bar Harbor Bankshares Inc is a bank holding company along with its subsidiaries that offers a full range of financial services products, brokerage services through third-party brokerage arrangements, and also trust and investment management services to individuals, businesses, non-profit organizations, and municipalities. Its products and services consist of checking, deposits, cards, mobile banking, online services, loans, merchant services, trust, fiduciary services, investment planning, education funding, and individual retirement planning.
60GF Score

Get the complete analysis for FRA:42K

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.40
Price
€28.78
GF Value