The historical rank and industry rank for Bar Harbor Bankshares's Pretax Margin % or its related term are showing as below:
FRA:42K'
s Pretax Margin % Range Over the Past 10 Years
Min: 22.57 Med: 35.23 Max: 37.39
Current: 28.26
FRA:42K's Pretax Margin % is ranked worse than 67.6% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs FRA:42K: 28.26
Bar Harbor Bankshares (FRA:42K) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bar Harbor Bankshares Pretax Margin % Related Terms
Bar Harbor Bankshares Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Bar Harbor Bankshares's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:42K vs NPB, AMBZ, MSBI: Pretax Margin % Comparison
For the Banks - Regional subindustry, Bar Harbor Bankshares's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bar Harbor Bankshares Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bar Harbor Bankshares's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bar Harbor Bankshares's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bar Harbor Bankshares (FRA:42K) has a Pretax Margin % of 36.28% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bar Harbor Bankshares and its competitors. This is near median its historical median of 35.23. Over the past decade, Bar Harbor Bankshares' Pretax Margin % has ranged from 22.57 to 37.39. According to the industry distribution chart, Bar Harbor Bankshares ranks #1033 out of 1528 companies in the Banks industry, placing it in the top 67.6%.
Is Bar Harbor Bankshares' Pretax Margin % too high?
Bar Harbor Bankshares' current Pretax Margin % of 36.28% is near median its 10-year median of 35.23. Over the past 10 years, this metric has ranged from a low of 22.57 to a high of 37.39. The Banks industry median Pretax Margin % is 34.72. Bar Harbor Bankshares' value of 36.28% is 4.5% above this industry median. Based on the distribution chart, Bar Harbor Bankshares ranks #1033 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Bar Harbor Bankshares has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bar Harbor Bankshares' Pretax Margin % compare to NPB and AMBZ?
According to the Banks industry distribution chart, Bar Harbor Bankshares ranks #1033 out of 1528 companies for Pretax Margin %. This places Bar Harbor Bankshares in the lower half of its industry. The industry median Pretax Margin % is 34.72. Bar Harbor Bankshares' value of 36.28% is 4.5% above this benchmark. Historically, Bar Harbor Bankshares' own Pretax Margin % has ranged from 22.57 to 37.39 over the past decade. While the company's 10-year median is 35.23 vs. the industry median of 34.72, Bar Harbor Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bar Harbor Bankshares's current Pretax Margin % of 36.28% is 4.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bar Harbor Bankshares and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bar Harbor Bankshares's current Pretax Margin % is 36.28%, which is near median its own 10-year median of 35.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bar Harbor Bankshares stock overvalued right now?
Bar Harbor Bankshares (FRA:42K) has a current Pretax Margin % of 36.28%. The stock's GF Value™ is €29.71, compared to a current price of €33.60 — trading 13.1% above its estimated fair value. The current Pretax Margin % is 36.28%, which is near median its 10-year median of 35.23 and 4.5% above the Banks industry median of 34.72. Bar Harbor Bankshares' overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bar Harbor Bankshares (FRA:42K), the current Pretax Margin % is 36.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bar Harbor Bankshares (FRA:42K) Overvalued in 2026?
Based on GuruFocus' analysis, Bar Harbor Bankshares stock appears to be overvalued.
The current stock price of €33.60 is trading 13.1% above its estimated GF Value™ of €29.71.
Key valuation signals for FRA:42K:
Pretax Margin %: 36.28% (near median its 10-year median of 35.23)
GF Value™: €29.71 vs. price of €33.60 (13.1% above fair value)
Industry Position: 4.5% above the Banks median (#1033 of 1528)
No single metric tells the full story. See the FRA:42K stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bar Harbor Bankshares Inc is a bank holding company along with its subsidiaries that offers a full range of financial services products, brokerage services through third-party brokerage arrangements, and also trust and investment management services to individuals, businesses, non-profit organizations, and municipalities. Its products and services consist of checking, deposits, cards, mobile banking, online services, loans, merchant services, trust, fiduciary services, investment planning, education funding, and individual retirement planning.
60GF Score
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