Garanti Faktoring AS (IST:GARFA) Enterprise Value: ₺46,134 Mil (As of Jul. 03, 2026) ***


IST:GARFA Garanti Faktoring AS IST:GARFA
24 GF Score
Price ₺28.68
GF Value ₺42.01
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Garanti Faktoring AS Enterprise Value?

Garanti Faktoring AS IST:GARFA -1.85% 24 Enterprise Value is ₺46,134 Mil as of Jul. 03, 2026. GuruFocus rates IST:GARFA with a GF Score™ of 24/100 and a GF Value™ of ₺42.01 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Garanti Faktoring AS's Enterprise Value is ₺46,134 Mil. Garanti Faktoring AS's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₺4,450 Mil. Therefore, Garanti Faktoring AS's EV-to-Revenue ratio for today is 10.37.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Garanti Faktoring AS's Enterprise Value is ₺46,134 Mil. Garanti Faktoring AS's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₺193 Mil. Therefore, Garanti Faktoring AS's EV-to-OCF ratio for today is 239.66.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Garanti Faktoring AS's Enterprise Value is ₺46,134 Mil. Garanti Faktoring AS's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₺193 Mil. Therefore, Garanti Faktoring AS's EV-to-FCF ratio for today is 239.66.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Garanti Faktoring AS  (IST:GARFA) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Garanti Faktoring AS's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=46133.842/4449.813
=10.37

Garanti Faktoring AS's current Enterprise Value is ₺46,134 Mil.
Garanti Faktoring AS's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺4,450 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Garanti Faktoring AS's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=46133.842/192.5
=239.66

Garanti Faktoring AS's current Enterprise Value is ₺46,134 Mil.
Garanti Faktoring AS's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺193 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Garanti Faktoring AS's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=46133.842/192.5
=239.66

Garanti Faktoring AS's current Enterprise Value is ₺46,134 Mil.
Garanti Faktoring AS's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺193 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Garanti Faktoring AS Enterprise Value Related Terms


Garanti Faktoring AS Enterprise Value Historical Data

* Premium members only.

The historical data trend for Garanti Faktoring AS's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Garanti Faktoring AS Enterprise Value Chart

Garanti Faktoring AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,004.97 10,890.53 15,885.63 17,799.01 38,613.09

Garanti Faktoring AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21,677.17 30,481.51 34,432.31 38,613.09 45,171.89

IST:GARFA vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Garanti Faktoring AS's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Garanti Faktoring AS Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Garanti Faktoring AS's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Garanti Faktoring AS's Enterprise Value falls into.


IST:GARFA
24GF Score
Garanti Faktoring AS IST:GARFA
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Garanti Faktoring AS Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Garanti Faktoring AS's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Garanti Faktoring AS's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₺46,134 Mil mean?
Garanti Faktoring AS (IST:GARFA) has a Enterprise Value of ₺46,134 Mil as of Jul. 03, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Garanti Faktoring AS and its competitors.
Is Garanti Faktoring AS's Enterprise Value too high?
Garanti Faktoring AS's current Enterprise Value is ₺46,134 Mil. Overall, Garanti Faktoring AS has a GF Score™ of 24/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Garanti Faktoring AS's Enterprise Value compare to V and MA?
Garanti Faktoring AS's Enterprise Value of ₺46,134 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Garanti Faktoring AS and its competitors. Garanti Faktoring AS's current Enterprise Value is ₺46,134 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Garanti Faktoring AS stock overvalued right now?
Based on GuruFocus' analysis, Garanti Faktoring AS (IST:GARFA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺42.01, compared to a current price of ₺28.68 — trading 31.7% below its estimated fair value. The current Enterprise Value is ₺46,134 Mil. Garanti Faktoring AS's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Garanti Faktoring AS (IST:GARFA), the current Enterprise Value is ₺46,134 Mil as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Garanti Faktoring AS (IST:GARFA) Overvalued in 2026?

Based on GuruFocus' analysis, Garanti Faktoring AS stock appears to be undervalued. The current stock price of ₺28.68 is trading 31.7% below its estimated GF Value™ of ₺42.01. GuruFocus considers Garanti Faktoring AS to be Significantly Undervalued.

Key valuation signals for IST:GARFA:

  • Enterprise Value: ₺46,134 Mil
  • GF Value™: ₺42.01 vs. price of ₺28.68 (31.7% below fair value)
  • GF Score™: 24/100 with 1 warning sign

No single metric tells the full story. See the IST:GARFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Garanti Faktoring AS Business Description

Address Maslak Mahalles Eski Buyukdere Caddesi No. 23, Sariyer, Istanbul, TUR, 34398
Garanti Faktoring AS is a Turkish company which offers factoring services where time receivables of companies arising out of their domestic and overseas service sales are taken over by Garanti to offer one or more of financing, guarantee and collection services. The company focuses on trade financing and receivable-based financing and provides financing, guarantee and collection products. It offers financing service to customers whose goods/services sales are realized on the account and as check account sales and delivers regular cash flow. The company also affords supplier financing to supplier companies the benefit of payment of their receivables without waiting for maturity, and to buyer companies the benefit of payment due date extension.
24GF Score

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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺28.68
Price
₺42.01
GF Value