The historical rank and industry rank for Garanti Faktoring AS's FCF Margin % or its related term are showing as below:
IST:GARFA'
s FCF Margin % Range Over the Past 10 Years
Min: -305.8 Med: 44.35 Max: 342.8
Current: 4.33
During the past 13 years, the highest FCF Margin % of Garanti Faktoring AS was 342.80%. The lowest was -305.80%. And the median was 44.35%.
IST:GARFA's FCF Margin % is ranked better than 54.99% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs IST:GARFA: 4.33
Garanti Faktoring AS FCF Margin % Related Terms
Garanti Faktoring AS FCF Margin % Historical Data
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The historical data trend for Garanti Faktoring AS's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Garanti Faktoring AS's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Garanti Faktoring AS FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Garanti Faktoring AS's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Garanti Faktoring AS's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Garanti Faktoring AS (IST:GARFA) has a FCF Margin % of -29.68% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Garanti Faktoring AS and its competitors. According to the industry distribution chart, Garanti Faktoring AS ranks #239 out of 531 companies in the Credit Services industry, placing it in the top 45%.
Is Garanti Faktoring AS's FCF Margin % too high?
Garanti Faktoring AS's current FCF Margin % is -29.68%. Based on the distribution chart, Garanti Faktoring AS ranks #239 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, Garanti Faktoring AS has a GF Score™ of 24/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Garanti Faktoring AS's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Garanti Faktoring AS ranks #239 out of 531 companies for FCF Margin %. This puts Garanti Faktoring AS in the upper half of its industry. The industry median FCF Margin % is 0.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Garanti Faktoring AS and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Garanti Faktoring AS's current FCF Margin % is -29.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Garanti Faktoring AS stock overvalued right now?
Based on GuruFocus' analysis, Garanti Faktoring AS (IST:GARFA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺41.86, compared to a current price of ₺29.38 — trading 29.8% below its estimated fair value. The current FCF Margin % is -29.68%. Garanti Faktoring AS's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Garanti Faktoring AS (IST:GARFA), the current FCF Margin % is -29.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Garanti Faktoring AS (IST:GARFA) Overvalued in 2026?
Based on GuruFocus' analysis, Garanti Faktoring AS stock appears to be undervalued.
The current stock price of ₺29.38 is trading 29.8% below its estimated GF Value™ of ₺41.86.
GuruFocus considers Garanti Faktoring AS to be Significantly Undervalued.
Key valuation signals for IST:GARFA:
FCF Margin %: -29.68%
GF Value™: ₺41.86 vs. price of ₺29.38 (29.8% below fair value)
No single metric tells the full story. See the IST:GARFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Garanti Faktoring AS is a Turkish company which offers factoring services where time receivables of companies arising out of their domestic and overseas service sales are taken over by Garanti to offer one or more of financing, guarantee and collection services. The company focuses on trade financing and receivable-based financing and provides financing, guarantee and collection products. It offers financing service to customers whose goods/services sales are realized on the account and as check account sales and delivers regular cash flow. The company also affords supplier financing to supplier companies the benefit of payment of their receivables without waiting for maturity, and to buyer companies the benefit of payment due date extension.
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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