Garanti Faktoring AS (IST:GARFA) FCF Yield %: 1.68 (As of Jul. 01, 2026) — 85% Below Median


IST:GARFA Garanti Faktoring AS IST:GARFA
24 GF Score
Price ₺28.92
GF Value ₺41.97
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Garanti Faktoring AS FCF Yield %?

Garanti Faktoring AS IST:GARFA -0.62% 24 FCF Yield % is 1.68 as of Jul. 01, 2026, which is 85% below its 10-year median of 10.89. GuruFocus rates IST:GARFA with a GF Score™ of 24/100 and a GF Value™ of ₺41.97 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 540 Credit Services companies, Garanti Faktoring AS ranks better than 59.81% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Garanti Faktoring AS's Trailing 12-Month Free Cash Flow is ₺193 Mil, and Market Cap is ₺11,496 Mil. Therefore, Garanti Faktoring AS's FCF Yield % for today is 1.68%.

The historical rank and industry rank for Garanti Faktoring AS's FCF Yield % or its related term are showing as below:

IST:GARFA' s FCF Yield % Range Over the Past 10 Years
Min: -137.39   Med: 10.89   Max: 352.35
Current: 1.68


During the past 13 years, the highest FCF Yield % of Garanti Faktoring AS was 352.35%. The lowest was -137.39%. And the median was 10.89%.

IST:GARFA's FCF Yield % is ranked better than
59.81% of 540 companies
in the Credit Services industry
Industry Median: -0.465 vs IST:GARFA: 1.68

Garanti Faktoring AS's FCF Margin % for the quarter that ended in Mar. 2026 was -29.68%.


Garanti Faktoring AS FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Garanti Faktoring AS FCF Yield % Related Terms


Garanti Faktoring AS FCF Yield % Historical Data

* Premium members only.

The historical data trend for Garanti Faktoring AS's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Garanti Faktoring AS FCF Yield % Chart

Garanti Faktoring AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.29 5.44 -23.58 25.66 3.66

Garanti Faktoring AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.69 -32.60 9.18 38.45 -13.61

IST:GARFA vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Garanti Faktoring AS's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Garanti Faktoring AS FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Garanti Faktoring AS's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Garanti Faktoring AS's FCF Yield % falls into.


IST:GARFA
24GF Score
Garanti Faktoring AS IST:GARFA
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Garanti Faktoring AS FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Garanti Faktoring AS's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=404.416 / 11042.55
=3.66%

Garanti Faktoring AS's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-355.233 * 4 / 10438.35
=-13.61%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 1.68 mean?
Garanti Faktoring AS (IST:GARFA) has a FCF Yield % of 1.68 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Garanti Faktoring AS and its competitors. This is 85% below median its historical median of 10.89. According to the industry distribution chart, Garanti Faktoring AS ranks #217 out of 540 companies in the Credit Services industry, placing it in the top 40.2%.
Is Garanti Faktoring AS's FCF Yield % too high?
Garanti Faktoring AS's current FCF Yield % of 1.68 is 85% below median its 10-year median of 10.89. Based on the distribution chart, Garanti Faktoring AS ranks #217 out of 540 companies in the Credit Services industry, which is above the industry midpoint. Overall, Garanti Faktoring AS has a GF Score™ of 24/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Garanti Faktoring AS's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Garanti Faktoring AS ranks #217 out of 540 companies for FCF Yield %. This puts Garanti Faktoring AS in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Garanti Faktoring AS and its competitors. Garanti Faktoring AS's current FCF Yield % is 1.68, which is 85% below median its own 10-year median of 10.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Garanti Faktoring AS stock overvalued right now?
Based on GuruFocus' analysis, Garanti Faktoring AS (IST:GARFA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺41.97, compared to a current price of ₺28.92 — trading 31.1% below its estimated fair value. The current FCF Yield % is 1.68, which is 85% below median its 10-year median of 10.89. Garanti Faktoring AS's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Garanti Faktoring AS (IST:GARFA), the current FCF Yield % is 1.68 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Garanti Faktoring AS (IST:GARFA) Overvalued in 2026?

Based on GuruFocus' analysis, Garanti Faktoring AS stock appears to be undervalued. The current stock price of ₺28.92 is trading 31.1% below its estimated GF Value™ of ₺41.97. GuruFocus considers Garanti Faktoring AS to be Significantly Undervalued.

Key valuation signals for IST:GARFA:

  • FCF Yield %: 1.68 (85% below median its 10-year median of 10.89)
  • GF Value™: ₺41.97 vs. price of ₺28.92 (31.1% below fair value)
  • GF Score™: 24/100 with 1 warning sign

No single metric tells the full story. See the IST:GARFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Garanti Faktoring AS Business Description

Address Maslak Mahalles Eski Buyukdere Caddesi No. 23, Sariyer, Istanbul, TUR, 34398
Garanti Faktoring AS is a Turkish company which offers factoring services where time receivables of companies arising out of their domestic and overseas service sales are taken over by Garanti to offer one or more of financing, guarantee and collection services. The company focuses on trade financing and receivable-based financing and provides financing, guarantee and collection products. It offers financing service to customers whose goods/services sales are realized on the account and as check account sales and delivers regular cash flow. The company also affords supplier financing to supplier companies the benefit of payment of their receivables without waiting for maturity, and to buyer companies the benefit of payment due date extension.
24GF Score

Get the complete analysis for IST:GARFA

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺28.92
Price
₺41.97
GF Value