Garanti Faktoring AS (IST:GARFA) Total Noninterest Expense: ₺1,155 Mil (As of Jun. 2026)

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IST:GARFA Garanti Faktoring AS IST:GARFA
24 GF Score
Price ₺26.26
GF Value ₺43.78
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Garanti Faktoring AS Total Noninterest Expense?

Garanti Faktoring AS IST:GARFA -1.43% 24 Total Noninterest Expense is ₺1,155 Mil as of Jun. 2026. GuruFocus rates IST:GARFA with a GF Score™ of 24/100 and a GF Value™ of ₺43.78 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Garanti Faktoring AS's Total Noninterest Expense for the three months ended in Jun. 2026 was ₺303 Mil. Garanti Faktoring AS's Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₺1,155 Mil.


Garanti Faktoring AS Total Noninterest Expense Related Terms


Garanti Faktoring AS Total Noninterest Expense Historical Data

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The historical data trend for Garanti Faktoring AS's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Garanti Faktoring AS Total Noninterest Expense Chart

Garanti Faktoring AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 113.95 157.31 314.49 502.37 974.14

Garanti Faktoring AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 157.57 229.28 401.98 221.17 302.61
IST:GARFA
24GF Score
Garanti Faktoring AS IST:GARFA
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Garanti Faktoring AS Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺1,155 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of ₺1,155 Mil mean?
Garanti Faktoring AS (IST:GARFA) has a Total Noninterest Expense of ₺1,155 Mil as of Jun. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Garanti Faktoring AS and its competitors.
Is Garanti Faktoring AS's Total Noninterest Expense too high?
Garanti Faktoring AS's current Total Noninterest Expense is ₺1,155 Mil. Overall, Garanti Faktoring AS has a GF Score™ of 24/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Garanti Faktoring AS's Total Noninterest Expense compare to V and MA?
Garanti Faktoring AS's Total Noninterest Expense of ₺1,155 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Credit Services company?
A good Total Noninterest Expense depends on the Credit Services industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Garanti Faktoring AS and its competitors. Garanti Faktoring AS's current Total Noninterest Expense is ₺1,155 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Garanti Faktoring AS stock overvalued right now?
Based on GuruFocus' analysis, Garanti Faktoring AS (IST:GARFA) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺43.78, compared to a current price of ₺26.26 — trading 40% below its estimated fair value. The current Total Noninterest Expense is ₺1,155 Mil. Garanti Faktoring AS's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Garanti Faktoring AS (IST:GARFA), the current Total Noninterest Expense is ₺1,155 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Garanti Faktoring AS (IST:GARFA) Overvalued in 2026?

Based on GuruFocus' analysis, Garanti Faktoring AS stock appears to be undervalued. The current stock price of ₺26.26 is trading 40% below its estimated GF Value™ of ₺43.78. GuruFocus considers Garanti Faktoring AS to be Significantly Undervalued.

Key valuation signals for IST:GARFA:

  • Total Noninterest Expense: ₺1,155 Mil
  • GF Value™: ₺43.78 vs. price of ₺26.26 (40% below fair value)
  • GF Score™: 24/100 with 1 warning sign

No single metric tells the full story. See the IST:GARFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Garanti Faktoring AS Business Description

Address Maslak Mahalles Eski Buyukdere Caddesi No. 23, Sariyer, Istanbul, TUR, 34398
Garanti Faktoring AS is a Turkish company which offers factoring services where time receivables of companies arising out of their domestic and overseas service sales are taken over by Garanti to offer one or more of financing, guarantee and collection services. The company focuses on trade financing and receivable-based financing and provides financing, guarantee and collection products. It offers financing service to customers whose goods/services sales are realized on the account and as check account sales and delivers regular cash flow. The company also affords supplier financing to supplier companies the benefit of payment of their receivables without waiting for maturity, and to buyer companies the benefit of payment due date extension.
24GF Score

Get the complete analysis for IST:GARFA

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺26.26
Price
₺43.78
GF Value