Intact Financial (MEX:IFCN) Enterprise Value: MXN702,270 Mil (As of Jun. 28, 2026) ***


MEX:IFCN Intact Financial Corp MEX:IFCN
83 GF Score
Price MXN2,862.01
GF Value MXN2,530.23
! 3 Warning Signs
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What is Intact Financial Enterprise Value?

Intact Financial MEX:IFCN 83 Enterprise Value is MXN702,270 Mil as of Jun. 28, 2026. GuruFocus rates MEX:IFCN with a GF Score™ of 83/100 and a GF Value™ of MXN2,530.23. The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Intact Financial's Enterprise Value is MXN702,270 Mil. Intact Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was MXN61,787 Mil. Therefore, Intact Financial's EV-to-EBIT ratio for today is 11.37.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Intact Financial's Enterprise Value is MXN702,270 Mil. Intact Financial's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was MXN72,246 Mil. Therefore, Intact Financial's EV-to-EBITDA ratio for today is 9.72.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Intact Financial's Enterprise Value is MXN702,270 Mil. Intact Financial's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was MXN346,739 Mil. Therefore, Intact Financial's EV-to-Revenue ratio for today is 2.03.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Intact Financial's Enterprise Value is MXN702,270 Mil. Intact Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was MXN56,500 Mil. Therefore, Intact Financial's EV-to-OCF ratio for today is 12.43.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Intact Financial's Enterprise Value is MXN702,270 Mil. Intact Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was MXN49,585 Mil. Therefore, Intact Financial's EV-to-FCF ratio for today is 14.16.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Intact Financial  (MEX:IFCN) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Intact Financial's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=702270.309/61787.135
=11.37

Intact Financial's current Enterprise Value is MXN702,270 Mil.
Intact Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN61,787 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Intact Financial's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=702270.309/72245.983
=9.72

Intact Financial's current Enterprise Value is MXN702,270 Mil.
Intact Financial's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN72,246 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Intact Financial's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=702270.309/346738.93
=2.03

Intact Financial's current Enterprise Value is MXN702,270 Mil.
Intact Financial's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN346,739 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Intact Financial's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=702270.309/56500.362
=12.43

Intact Financial's current Enterprise Value is MXN702,270 Mil.
Intact Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN56,500 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Intact Financial's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=702270.309/49585.099
=14.16

Intact Financial's current Enterprise Value is MXN702,270 Mil.
Intact Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN49,585 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Intact Financial Enterprise Value Related Terms


Intact Financial Enterprise Value Historical Data

* Premium members only.

The historical data trend for Intact Financial's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intact Financial Enterprise Value Chart

Intact Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 583,977.08 595,202.42 601,239.25 585,928.50

Intact Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 597,391.03 589,990.32 582,973.17 585,928.50 567,361.73

MEX:IFCN vs CB, PGR, TRV: Enterprise Value Comparison

For the Insurance - Property & Casualty subindustry, Intact Financial's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intact Financial Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Intact Financial's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Intact Financial's Enterprise Value falls into.


MEX:IFCN
83GF Score
Intact Financial Corp MEX:IFCN
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Intact Financial Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Intact Financial's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Intact Financial's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of MXN702,270 Mil mean?
Intact Financial (MEX:IFCN) has a Enterprise Value of MXN702,270 Mil as of Jun. 28, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Intact Financial and its competitors.
Is Intact Financial's Enterprise Value too high?
Intact Financial's current Enterprise Value is MXN702,270 Mil. Overall, Intact Financial has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's Enterprise Value compare to CB and PGR?
Intact Financial's Enterprise Value of MXN702,270 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Intact Financial and its competitors. Intact Financial's current Enterprise Value is MXN702,270 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Intact Financial (MEX:IFCN) has a current Enterprise Value of MXN702,270 Mil. The stock's GF Value™ is MXN2,530.23, compared to a current price of MXN2,862.01 — trading 13.1% above its estimated fair value. The current Enterprise Value is MXN702,270 Mil. Intact Financial's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Intact Financial (MEX:IFCN), the current Enterprise Value is MXN702,270 Mil as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intact Financial (MEX:IFCN) Overvalued in 2026?

Based on GuruFocus' analysis, Intact Financial stock appears to be overvalued. The current stock price of MXN2,862.01 is trading 13.1% above its estimated GF Value™ of MXN2,530.23.

Key valuation signals for MEX:IFCN:

  • Enterprise Value: MXN702,270 Mil
  • GF Value™: MXN2,530.23 vs. price of MXN2,862.01 (13.1% above fair value)
  • GF Score™: 83/100 with 3 warning signs

No single metric tells the full story. See the MEX:IFCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intact Financial Business Description

Address 700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
83GF Score

Get the complete analysis for MEX:IFCN

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN2,862.01
Price
MXN2,530.23
GF Value