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Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Intact Financial's Enterprise Value is MXN657,282 Mil.
Intact Financial's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was MXN57,701 Mil. Therefore, Intact Financial's EV-to-EBIT ratio for today is 11.39.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Intact Financial's Enterprise Value is MXN657,282 Mil.
Intact Financial's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was MXN67,326 Mil. Therefore, Intact Financial's EV-to-EBITDA ratio for today is 9.76.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Intact Financial's Enterprise Value is MXN657,282 Mil.
Intact Financial's Revenue for the trailing twelve months (TTM) ended in Jun. 2026 was MXN343,113 Mil. Therefore, Intact Financial's EV-to-Revenue ratio for today is 1.92.
EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Intact Financial's Enterprise Value is MXN657,282 Mil.
Intact Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was MXN46,791 Mil. Therefore, Intact Financial's EV-to-FCF ratio for today is 14.05.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Intact Financial (MEX:IFCN) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Intact Financial's current Enterprise Value is MXN657,282 Mil.
Intact Financial's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN57,701 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Intact Financial's current Enterprise Value is MXN657,282 Mil.
Intact Financial's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN67,326 Mil.
Intact Financial's current Enterprise Value is MXN657,282 Mil.
Intact Financial's Revenue for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN343,113 Mil.
Intact Financial's current Enterprise Value is MXN657,282 Mil.
Intact Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN54,251 Mil.
Intact Financial's current Enterprise Value is MXN657,282 Mil.
Intact Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN46,791 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intact Financial Enterprise Value Related Terms
Intact Financial Enterprise Value Historical Data
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The historical data trend for Intact Financial's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:IFCN vs CB, PGR, TRV: Enterprise Value Comparison
For the Insurance - Property & Casualty subindustry, Intact Financial's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intact Financial Enterprise Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Intact Financial's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Intact Financial's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Intact Financial's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of MXN657,282 Mil mean?
Intact Financial (MEX:IFCN) has a Enterprise Value of MXN657,282 Mil as of Aug. 13, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Intact Financial and its competitors.
Is Intact Financial's Enterprise Value too high?
Intact Financial's current Enterprise Value is MXN657,282 Mil. Overall, Intact Financial has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's Enterprise Value compare to CB and PGR?
Intact Financial's Enterprise Value of MXN657,282 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Intact Financial and its competitors. Intact Financial's current Enterprise Value is MXN657,282 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Based on GuruFocus' analysis, Intact Financial (MEX:IFCN) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN2,641.30, compared to a current price of MXN3,426.77 — trading 29.7% above its estimated fair value. The current Enterprise Value is MXN657,282 Mil. Intact Financial's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Intact Financial (MEX:IFCN), the current Enterprise Value is MXN657,282 Mil as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intact Financial (MEX:IFCN) Overvalued in 2026?
Based on GuruFocus' analysis, Intact Financial stock appears to be overvalued.
The current stock price of MXN3,426.77 is trading 29.7% above its estimated GF Value™ of MXN2,641.30.
GuruFocus considers Intact Financial to be Modestly Overvalued.
Key valuation signals for MEX:IFCN:
Enterprise Value: MXN657,282 Mil
GF Value™: MXN2,641.30 vs. price of MXN3,426.77 (29.7% above fair value)
No single metric tells the full story. See the MEX:IFCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
78GF Score
Get the complete analysis for MEX:IFCN
Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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