Intact Financial (MEX:IFCN) LT-Debt-to-Total-Asset: 0.07 (As of Mar. 2026)

What is Intact Financial LT-Debt-to-Total-Asset?

Intact Financial MEX:IFCN 83 LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus rates MEX:IFCN with a GF Score™ of 83/100 and a GF Value™ of MXN2,530.23. The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Intact Financial's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.07.

Intact Financial's long-term debt to total assets ratio declined from Mar. 2025 (0.09) to Mar. 2026 (0.07). It may suggest that Intact Financial is progressively becoming less dependent on debt to grow their business.

Intact Financial (MEX:IFCN) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Intact Financial LT-Debt-to-Total-Asset Related Terms

Intact Financial LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Intact Financial's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intact Financial LT-Debt-to-Total-Asset Chart

Intact Financial Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.09

0.02

0.08

Intact Financial Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.09	0.09	0.09	0.08	0.07

83GF Score

Intact Financial Corp MEX:IFCN

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Intact Financial LT-Debt-to-Total-Asset Calculation

Intact Financial's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	63303.838	/	820574.373
	=	0.08

Intact Financial's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	60827.504	/	826218.358
	=	0.07

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.07 mean?

Intact Financial (MEX:IFCN) has a LT-Debt-to-Total-Asset of 0.07 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Intact Financial and its competitors.

Is Intact Financial's LT-Debt-to-Total-Asset too high?

Intact Financial's current LT-Debt-to-Total-Asset is 0.07. Overall, Intact Financial has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.

How does Intact Financial's LT-Debt-to-Total-Asset compare to CB and PGR?

Intact Financial's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Intact Financial and its competitors. Intact Financial's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Intact Financial stock overvalued right now?

Intact Financial (MEX:IFCN) has a current LT-Debt-to-Total-Asset of 0.07. The stock's GF Value™ is MXN2,530.23, compared to a current price of MXN2,862.01 — trading 13.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. Intact Financial's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Intact Financial (MEX:IFCN), the current LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intact Financial (MEX:IFCN) Overvalued in 2026?

Based on GuruFocus' analysis, Intact Financial stock appears to be overvalued. The current stock price of MXN2,862.01 is trading 13.1% above its estimated GF Value™ of MXN2,530.23.

Key valuation signals for MEX:IFCN:

LT-Debt-to-Total-Asset: 0.07
GF Value™: MXN2,530.23 vs. price of MXN2,862.01 (13.1% above fair value)
GF Score™: 83/100 with 3 warning signs

No single metric tells the full story. See the MEX:IFCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Intact Financial Business Description

Industry Financial Services Insurance

Comparable Companies TSX:FFH TSX:DFY CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSE:8630 CINF ASX:QBE WRB MKL L MIL:UNI XKRX:000810 WAR:PZU OSL:GJF

Other Exchanges INTAF.PFD:USA IFCZF:USA I5U:Germany IFC.PR.I.PFD:Canada IFC.PR.G.PFD:Canada IFC.PR.F.PFD:Canada IFC.PR.E.PFD:Canada IFC.PR.C.PFD:Canada IFC.PR.A.PFD:Canada IFC:Canada

Address 700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1

Website https://www.intactfc.com

Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.

83GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN2,862.01

Price

MXN2,530.23

GF Value

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