Intact Financial (MEX:IFCN) PEG Ratio: 0.81 (As of Jun. 28, 2026) — 56% Below Median


MEX:IFCN Intact Financial Corp MEX:IFCN
83 GF Score
Price MXN2,862.01
GF Value MXN2,530.23
! 3 Warning Signs
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What is Intact Financial PEG Ratio?

Intact Financial MEX:IFCN 83 PEG Ratio is 0.81 as of Jun. 28, 2026, which is 56% below its 10-year median of 1.84. GuruFocus rates MEX:IFCN with a GF Score™ of 83/100 and a GF Value™ of MXN2,530.23. The stock has 3 warning signs investors should review. Among 183 Insurance companies, Intact Financial ranks worse than 61.2% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Intact Financial's PE Ratio without NRI is 10.46. Intact Financial's 5-Year EBITDA growth rate is 12.90%. Therefore, Intact Financial's PEG Ratio for today is 0.81.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Intact Financial's PEG Ratio or its related term are showing as below:

MEX:IFCN' s PEG Ratio Range Over the Past 10 Years
Min: 0.45   Med: 1.84   Max: 29.19
Current: 1.1


During the past 13 years, Intact Financial's highest PEG Ratio was 29.19. The lowest was 0.45. And the median was 1.84.


MEX:IFCN's PEG Ratio is ranked worse than
61.2% of 183 companies
in the Insurance industry
Industry Median: 0.82 vs MEX:IFCN: 1.10

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Intact Financial  (MEX:IFCN) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Intact Financial PEG Ratio Related Terms


Intact Financial PEG Ratio Historical Data

* Premium members only.

The historical data trend for Intact Financial's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intact Financial PEG Ratio Chart

Intact Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.59 0.50 1.05 1.33 1.78

Intact Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.73 2.21 1.73 1.78 1.57

MEX:IFCN vs CB, PGR, TRV: PEG Ratio Comparison

For the Insurance - Property & Casualty subindustry, Intact Financial's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intact Financial PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Intact Financial's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Intact Financial's PEG Ratio falls into.


MEX:IFCN
83GF Score
Intact Financial Corp MEX:IFCN
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intact Financial PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Intact Financial's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=10.457046607135/12.90
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.81 mean?
Intact Financial (MEX:IFCN) has a PEG Ratio of 0.81 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Intact Financial and its competitors. This is 56% below median its historical median of 1.84. Over the past decade, Intact Financial's PEG Ratio has ranged from 0.45 to 29.19. According to the industry distribution chart, Intact Financial ranks #112 out of 183 companies in the Insurance industry, placing it in the top 61.2%.
Is Intact Financial's PEG Ratio too high?
Intact Financial's current PEG Ratio of 0.81 is 56% below median its 10-year median of 1.84. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 29.19. The Insurance industry median PEG Ratio is 0.82. Intact Financial's value of 0.81 is 1.2% below this industry median. Based on the distribution chart, Intact Financial ranks #112 out of 183 companies in the Insurance industry, which is below the industry midpoint. Overall, Intact Financial has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's PEG Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Intact Financial ranks #112 out of 183 companies for PEG Ratio. This places Intact Financial in the lower half of its industry. The industry median PEG Ratio is 0.82. Intact Financial's value of 0.81 is 1.2% below this benchmark. Historically, Intact Financial's own PEG Ratio has ranged from 0.45 to 29.19 over the past decade. While the company's 10-year median is 1.84 vs. the industry median of 0.82, Intact Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.82, based on 183 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intact Financial's current PEG Ratio of 0.81 is 1.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Intact Financial and its competitors. For the Insurance industry, the median PEG Ratio is 0.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intact Financial's current PEG Ratio is 0.81, which is 56% below median its own 10-year median of 1.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Intact Financial (MEX:IFCN) has a current PEG Ratio of 0.81. The stock's GF Value™ is MXN2,530.23, compared to a current price of MXN2,862.01 — trading 13.1% above its estimated fair value. The current PEG Ratio is 0.81, which is 56% below median its 10-year median of 1.84 and 1.2% below the Insurance industry median of 0.82. Intact Financial's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Intact Financial (MEX:IFCN), the current PEG Ratio is 0.81 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intact Financial (MEX:IFCN) Overvalued in 2026?

Based on GuruFocus' analysis, Intact Financial stock appears to be overvalued. The current stock price of MXN2,862.01 is trading 13.1% above its estimated GF Value™ of MXN2,530.23.

Key valuation signals for MEX:IFCN:

  • PEG Ratio: 0.81 (56% below median its 10-year median of 1.84)
  • GF Value™: MXN2,530.23 vs. price of MXN2,862.01 (13.1% above fair value)
  • GF Score™: 83/100 with 3 warning signs
  • Industry Position: 1.2% below the Insurance median (#112 of 183)

No single metric tells the full story. See the MEX:IFCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intact Financial Business Description

Address 700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
83GF Score

Get the complete analysis for MEX:IFCN

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN2,862.01
Price
MXN2,530.23
GF Value