FinecoBank SpA (MIL:FBK) Enterprise Value: €12,312 Mil (As of Jun. 29, 2026) ***


MIL:FBK FinecoBank SpA MIL:FBK
76 GF Score
Price €21.73
GF Value €17.20
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is FinecoBank SpA Enterprise Value?

FinecoBank SpA MIL:FBK -2.29% 76 Enterprise Value is €12,312 Mil as of Jun. 29, 2026. GuruFocus rates MIL:FBK with a GF Score™ of 76/100 and a GF Value™ of €17.20 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, FinecoBank SpA's Enterprise Value is €12,312 Mil. FinecoBank SpA's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €1,567 Mil. Therefore, FinecoBank SpA's EV-to-Revenue ratio for today is 7.86.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, FinecoBank SpA's Enterprise Value is €12,312 Mil. FinecoBank SpA's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €0 Mil. Therefore, FinecoBank SpA's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, FinecoBank SpA's Enterprise Value is €12,312 Mil. FinecoBank SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €0 Mil. Therefore, FinecoBank SpA's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


FinecoBank SpA  (MIL:FBK) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

FinecoBank SpA's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=12311.994/1567.066
=7.86

FinecoBank SpA's current Enterprise Value is €12,312 Mil.
FinecoBank SpA's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,567 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

FinecoBank SpA's EV-to-OCF for today is:


FinecoBank SpA's current Enterprise Value is €12,312 Mil.
FinecoBank SpA's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

FinecoBank SpA's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=12311.994/0
=

FinecoBank SpA's current Enterprise Value is €12,312 Mil.
FinecoBank SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


FinecoBank SpA Enterprise Value Related Terms


FinecoBank SpA Enterprise Value Historical Data

* Premium members only.

The historical data trend for FinecoBank SpA's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinecoBank SpA Enterprise Value Chart

FinecoBank SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,199.90 8,235.24 6,613.79 8,862.41 12,245.62

FinecoBank SpA Quarterly Data
Dec20 Mar21 Jun21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10,147.26 10,452.72 9,935.63 12,245.62 10,601.95

FinecoBank SpA Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, FinecoBank SpA's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FinecoBank SpA Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, FinecoBank SpA's Enterprise Value distribution charts can be found below:

* The bar in red indicates where FinecoBank SpA's Enterprise Value falls into.


MIL:FBK
76GF Score
FinecoBank SpA MIL:FBK
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FinecoBank SpA Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

FinecoBank SpA's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

FinecoBank SpA's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €12,312 Mil mean?
FinecoBank SpA (MIL:FBK) has a Enterprise Value of €12,312 Mil as of Jun. 29, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on FinecoBank SpA and its competitors.
Is FinecoBank SpA's Enterprise Value too high?
FinecoBank SpA's current Enterprise Value is €12,312 Mil. Overall, FinecoBank SpA has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FinecoBank SpA's Enterprise Value compare to competitors?
FinecoBank SpA's Enterprise Value of €12,312 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on FinecoBank SpA and its competitors. FinecoBank SpA's current Enterprise Value is €12,312 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinecoBank SpA stock overvalued right now?
Based on GuruFocus' analysis, FinecoBank SpA (MIL:FBK) is currently considered Modestly Overvalued. The stock's GF Value™ is €17.20, compared to a current price of €21.73 — trading 26.3% above its estimated fair value. The current Enterprise Value is €12,312 Mil. FinecoBank SpA's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For FinecoBank SpA (MIL:FBK), the current Enterprise Value is €12,312 Mil as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinecoBank SpA (MIL:FBK) Overvalued in 2026?

Based on GuruFocus' analysis, FinecoBank SpA stock appears to be overvalued. The current stock price of €21.73 is trading 26.3% above its estimated GF Value™ of €17.20. GuruFocus considers FinecoBank SpA to be Modestly Overvalued.

Key valuation signals for MIL:FBK:

  • Enterprise Value: €12,312 Mil
  • GF Value™: €17.20 vs. price of €21.73 (26.3% above fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the MIL:FBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FinecoBank SpA Business Description

Address Piazza Durante, 11, Milan, ITA, 20131
FinecoBank SpA is a FinTech bank based in Italy, offering its services through a network of personal financial advisors and online and mobile channels that operate in an integrated manner. The Group's offerings are divided into three product areas: Banking, Brokerage, and Investing. Maximum revenue is generated from Banking activities, which include current account services, payment services, and the issuance of debit, credit, and prepaid cards, mortgages, overdrafts, and personal loans. The Brokerage category offers order execution services on behalf of the customer, and trading access to CFDs, futures, options, bonds, ETFs, and certificates; and Investing includes the asset management activities of the Group, its investment advisory services, and various investment products offerings.
76GF Score

Get the complete analysis for MIL:FBK

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.73
Price
€17.20
GF Value