FinecoBank SpA (MIL:FBK) OCF Margin %: 0.00% (As of Dec. 2025)


MIL:FBK FinecoBank SpA MIL:FBK
76 GF Score
Price €22.47
GF Value €17.20
Valuation Significantly Overvalued
! 7 Warning Signs
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What is FinecoBank SpA OCF Margin %?

FinecoBank SpA MIL:FBK -1.01% 76 OCF Margin % is 0.00% as of Dec. 2025. GuruFocus rates MIL:FBK with a GF Score™ of 76/100 and a GF Value™ of €17.20 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,500 Banks companies, FinecoBank SpA ranks worse than 53.2% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. FinecoBank SpA's Cash Flow from Operations for the three months ended in Dec. 2025 was €0 Mil. FinecoBank SpA's Revenue for the three months ended in Dec. 2025 was €470 Mil. Therefore, FinecoBank SpA's OCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.

As of today, FinecoBank SpA's current OCF Yield % is 3.10%.

The historical rank and industry rank for FinecoBank SpA's OCF Margin % or its related term are showing as below:

MIL:FBK' s OCF Margin % Range Over the Past 10 Years
Min: -139.52   Med: 26.44   Max: 347.22
Current: 27.85


During the past 13 years, the highest OCF Margin % of FinecoBank SpA was 347.22%. The lowest was -139.52%. And the median was 26.44%.

MIL:FBK's OCF Margin % is ranked worse than
53.2% of 1500 companies
in the Banks industry
Industry Median: 29.44 vs MIL:FBK: 27.85


FinecoBank SpA OCF Margin % Related Terms


FinecoBank SpA OCF Margin % Historical Data

* Premium members only.

The historical data trend for FinecoBank SpA's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinecoBank SpA OCF Margin % Chart

FinecoBank SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -22.71 24.78 81.00 10.17 28.10

FinecoBank SpA Quarterly Data
Dec20 Mar21 Jun21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FinecoBank SpA OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, FinecoBank SpA's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FinecoBank SpA OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, FinecoBank SpA's OCF Margin % distribution charts can be found below:

* The bar in red indicates where FinecoBank SpA's OCF Margin % falls into.


MIL:FBK
76GF Score
FinecoBank SpA MIL:FBK
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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FinecoBank SpA OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

FinecoBank SpA's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=436.398/1552.845
=28.10 %

FinecoBank SpA's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0/470.17
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
FinecoBank SpA (MIL:FBK) has a OCF Margin % of 0.00% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on FinecoBank SpA and its competitors. According to the industry distribution chart, FinecoBank SpA ranks #798 out of 1500 companies in the Banks industry, placing it in the top 53.2%.
Is FinecoBank SpA's OCF Margin % too high?
FinecoBank SpA's current OCF Margin % is 0.00%. Based on the distribution chart, FinecoBank SpA ranks #798 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, FinecoBank SpA has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FinecoBank SpA's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, FinecoBank SpA ranks #798 out of 1500 companies for OCF Margin %. This places FinecoBank SpA in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on FinecoBank SpA and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinecoBank SpA's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinecoBank SpA stock overvalued right now?
Based on GuruFocus' analysis, FinecoBank SpA (MIL:FBK) is currently considered Significantly Overvalued. The stock's GF Value™ is €17.20, compared to a current price of €22.47 — trading 30.6% above its estimated fair value. The current OCF Margin % is 0.00%. FinecoBank SpA's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For FinecoBank SpA (MIL:FBK), the current OCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinecoBank SpA (MIL:FBK) Overvalued in 2026?

Based on GuruFocus' analysis, FinecoBank SpA stock appears to be overvalued. The current stock price of €22.47 is trading 30.6% above its estimated GF Value™ of €17.20. GuruFocus considers FinecoBank SpA to be Significantly Overvalued.

Key valuation signals for MIL:FBK:

  • OCF Margin %: 0.00%
  • GF Value™: €17.20 vs. price of €22.47 (30.6% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the MIL:FBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FinecoBank SpA Business Description

Address Piazza Durante, 11, Milan, ITA, 20131
FinecoBank SpA is a FinTech bank based in Italy, offering its services through a network of personal financial advisors and online and mobile channels that operate in an integrated manner. The Group's offerings are divided into three product areas: Banking, Brokerage, and Investing. Maximum revenue is generated from Banking activities, which include current account services, payment services, and the issuance of debit, credit, and prepaid cards, mortgages, overdrafts, and personal loans. The Brokerage category offers order execution services on behalf of the customer, and trading access to CFDs, futures, options, bonds, ETFs, and certificates; and Investing includes the asset management activities of the Group, its investment advisory services, and various investment products offerings.
76GF Score

Get the complete analysis for MIL:FBK

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.47
Price
€17.20
GF Value