FinecoBank SpA (MIL:FBK) FCF Yield %: 3.15 (As of Jun. 28, 2026)


MIL:FBK FinecoBank SpA MIL:FBK
76 GF Score
Price €21.73
GF Value €17.20
Valuation Modestly Overvalued
! 5 Warning Signs
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What is FinecoBank SpA FCF Yield %?

FinecoBank SpA MIL:FBK -2.29% 76 FCF Yield % is 3.15 as of Jun. 28, 2026. GuruFocus rates MIL:FBK with a GF Score™ of 76/100 and a GF Value™ of €17.20 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,507 Banks companies, FinecoBank SpA ranks worse than 67.62% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, FinecoBank SpA's Trailing 12-Month Free Cash Flow is €419 Mil, and Market Cap is €13,295 Mil. Therefore, FinecoBank SpA's FCF Yield % for today is 3.15%.

The historical rank and industry rank for FinecoBank SpA's FCF Yield % or its related term are showing as below:

MIL:FBK' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 3.15
Current: 3.15


During the past 13 years, the highest FCF Yield % of FinecoBank SpA was 3.15%. The lowest was 0.00%. And the median was 0.00%.

MIL:FBK's FCF Yield % is ranked worse than
67.62% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs MIL:FBK: 3.15

FinecoBank SpA's FCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.


FinecoBank SpA FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


FinecoBank SpA FCF Yield % Related Terms


FinecoBank SpA FCF Yield % Historical Data

* Premium members only.

The historical data trend for FinecoBank SpA's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinecoBank SpA FCF Yield % Chart

FinecoBank SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.44 2.70 13.53 1.33 3.09

FinecoBank SpA Quarterly Data
Dec20 Mar21 Jun21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FinecoBank SpA FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, FinecoBank SpA's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FinecoBank SpA FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, FinecoBank SpA's FCF Yield % distribution charts can be found below:

* The bar in red indicates where FinecoBank SpA's FCF Yield % falls into.


MIL:FBK
76GF Score
FinecoBank SpA MIL:FBK
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FinecoBank SpA FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

FinecoBank SpA's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=418.991 / 13575.1668
=3.09%

FinecoBank SpA's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 13575.1668
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 3.15 mean?
FinecoBank SpA (MIL:FBK) has a FCF Yield % of 3.15 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on FinecoBank SpA and its competitors. According to the industry distribution chart, FinecoBank SpA ranks #1019 out of 1507 companies in the Banks industry, placing it in the top 67.6%.
Is FinecoBank SpA's FCF Yield % too high?
FinecoBank SpA's current FCF Yield % is 3.15. The Banks industry median FCF Yield % is 8.14. FinecoBank SpA's value of 3.15 is 61.3% below this industry median. Based on the distribution chart, FinecoBank SpA ranks #1019 out of 1507 companies in the Banks industry, which is below the industry midpoint. Overall, FinecoBank SpA has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FinecoBank SpA's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, FinecoBank SpA ranks #1019 out of 1507 companies for FCF Yield %. This places FinecoBank SpA in the lower half of its industry. The industry median FCF Yield % is 8.14. FinecoBank SpA's value of 3.15 is 61.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinecoBank SpA's current FCF Yield % of 3.15 is 61.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on FinecoBank SpA and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinecoBank SpA's current FCF Yield % is 3.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinecoBank SpA stock overvalued right now?
Based on GuruFocus' analysis, FinecoBank SpA (MIL:FBK) is currently considered Modestly Overvalued. The stock's GF Value™ is €17.20, compared to a current price of €21.73 — trading 26.3% above its estimated fair value. The current FCF Yield % is 3.15 and 61.3% below the Banks industry median of 8.14. FinecoBank SpA's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For FinecoBank SpA (MIL:FBK), the current FCF Yield % is 3.15 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinecoBank SpA (MIL:FBK) Overvalued in 2026?

Based on GuruFocus' analysis, FinecoBank SpA stock appears to be overvalued. The current stock price of €21.73 is trading 26.3% above its estimated GF Value™ of €17.20. GuruFocus considers FinecoBank SpA to be Modestly Overvalued.

Key valuation signals for MIL:FBK:

  • FCF Yield %: 3.15
  • GF Value™: €17.20 vs. price of €21.73 (26.3% above fair value)
  • GF Score™: 76/100 with 5 warning signs
  • Industry Position: 61.3% below the Banks median (#1019 of 1507)

No single metric tells the full story. See the MIL:FBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FinecoBank SpA Business Description

Address Piazza Durante, 11, Milan, ITA, 20131
FinecoBank SpA is a FinTech bank based in Italy, offering its services through a network of personal financial advisors and online and mobile channels that operate in an integrated manner. The Group's offerings are divided into three product areas: Banking, Brokerage, and Investing. Maximum revenue is generated from Banking activities, which include current account services, payment services, and the issuance of debit, credit, and prepaid cards, mortgages, overdrafts, and personal loans. The Brokerage category offers order execution services on behalf of the customer, and trading access to CFDs, futures, options, bonds, ETFs, and certificates; and Investing includes the asset management activities of the Group, its investment advisory services, and various investment products offerings.
76GF Score

Get the complete analysis for MIL:FBK

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.73
Price
€17.20
GF Value