FinecoBank SpA (MIL:FBK) ROC %: % (As of Dec. 2025)


MIL:FBK FinecoBank SpA MIL:FBK
76 GF Score
Price €22.24
GF Value €17.20
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is FinecoBank SpA ROC %?

FinecoBank SpA MIL:FBK -1.02% 76 ROC % is % as of Dec. 2025. GuruFocus rates MIL:FBK with a GF Score™ of 76/100 and a GF Value™ of €17.20 (Modestly Overvalued). The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

MIL:FBK
76GF Score
FinecoBank SpA MIL:FBK
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
FinecoBank SpA (MIL:FBK) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on FinecoBank SpA and its competitors.
Is FinecoBank SpA's ROC % too high?
FinecoBank SpA's current ROC % is %. Overall, FinecoBank SpA has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FinecoBank SpA's ROC % compare to competitors?
FinecoBank SpA's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on FinecoBank SpA and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinecoBank SpA's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinecoBank SpA stock overvalued right now?
Based on GuruFocus' analysis, FinecoBank SpA (MIL:FBK) is currently considered Modestly Overvalued. The stock's GF Value™ is €17.20, compared to a current price of €22.24 — trading 29.3% above its estimated fair value. The current ROC % is %. FinecoBank SpA's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For FinecoBank SpA (MIL:FBK), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinecoBank SpA (MIL:FBK) Overvalued in 2026?

Based on GuruFocus' analysis, FinecoBank SpA stock appears to be overvalued. The current stock price of €22.24 is trading 29.3% above its estimated GF Value™ of €17.20. GuruFocus considers FinecoBank SpA to be Modestly Overvalued.

Key valuation signals for MIL:FBK:

  • ROC %: %
  • GF Value™: €17.20 vs. price of €22.24 (29.3% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the MIL:FBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinecoBank SpA Business Description

Address Piazza Durante, 11, Milan, ITA, 20131
FinecoBank SpA is a FinTech bank based in Italy, offering its services through a network of personal financial advisors and online and mobile channels that operate in an integrated manner. The Group's offerings are divided into three product areas: Banking, Brokerage, and Investing. Maximum revenue is generated from Banking activities, which include current account services, payment services, and the issuance of debit, credit, and prepaid cards, mortgages, overdrafts, and personal loans. The Brokerage category offers order execution services on behalf of the customer, and trading access to CFDs, futures, options, bonds, ETFs, and certificates; and Investing includes the asset management activities of the Group, its investment advisory services, and various investment products offerings.
76GF Score

Get the complete analysis for MIL:FBK

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.24
Price
€17.20
GF Value