FinecoBank SpA (MIL:FBK) FCF Margin %: 0.00% (As of Dec. 2025)


MIL:FBK FinecoBank SpA MIL:FBK
76 GF Score
Price €22.24
GF Value €17.20
Valuation Significantly Overvalued
! 7 Warning Signs
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What is FinecoBank SpA FCF Margin %?

FinecoBank SpA MIL:FBK -1.01% 76 FCF Margin % is 0.00% as of Dec. 2025. GuruFocus rates MIL:FBK with a GF Score™ of 76/100 and a GF Value™ of €17.20 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,504 Banks companies, FinecoBank SpA ranks better than 50.53% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. FinecoBank SpA's Free Cash Flow for the three months ended in Dec. 2025 was €0 Mil. FinecoBank SpA's Revenue for the three months ended in Dec. 2025 was €470 Mil. Therefore, FinecoBank SpA's FCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.

As of today, FinecoBank SpA's current FCF Yield % is 3.05%.

The historical rank and industry rank for FinecoBank SpA's FCF Margin % or its related term are showing as below:

MIL:FBK' s FCF Margin % Range Over the Past 10 Years
Min: -156.39   Med: 25.27   Max: 345.42
Current: 26.74


During the past 13 years, the highest FCF Margin % of FinecoBank SpA was 345.42%. The lowest was -156.39%. And the median was 25.27%.

MIL:FBK's FCF Margin % is ranked better than
50.53% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs MIL:FBK: 26.74


FinecoBank SpA FCF Margin % Related Terms


FinecoBank SpA FCF Margin % Historical Data

* Premium members only.

The historical data trend for FinecoBank SpA's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinecoBank SpA FCF Margin % Chart

FinecoBank SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -24.25 23.55 79.89 8.95 26.98

FinecoBank SpA Quarterly Data
Dec20 Mar21 Jun21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FinecoBank SpA FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, FinecoBank SpA's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FinecoBank SpA FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, FinecoBank SpA's FCF Margin % distribution charts can be found below:

* The bar in red indicates where FinecoBank SpA's FCF Margin % falls into.


MIL:FBK
76GF Score
FinecoBank SpA MIL:FBK
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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FinecoBank SpA FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

FinecoBank SpA's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=418.991/1552.845
=26.98 %

FinecoBank SpA's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0/470.17
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
FinecoBank SpA (MIL:FBK) has a FCF Margin % of 0.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on FinecoBank SpA and its competitors. According to the industry distribution chart, FinecoBank SpA ranks #744 out of 1504 companies in the Banks industry, placing it in the top 49.5%.
Is FinecoBank SpA's FCF Margin % too high?
FinecoBank SpA's current FCF Margin % is 0.00%. Based on the distribution chart, FinecoBank SpA ranks #744 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, FinecoBank SpA has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FinecoBank SpA's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, FinecoBank SpA ranks #744 out of 1504 companies for FCF Margin %. This puts FinecoBank SpA in the upper half of its industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on FinecoBank SpA and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinecoBank SpA's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinecoBank SpA stock overvalued right now?
Based on GuruFocus' analysis, FinecoBank SpA (MIL:FBK) is currently considered Significantly Overvalued. The stock's GF Value™ is €17.20, compared to a current price of €22.24 — trading 29.3% above its estimated fair value. The current FCF Margin % is 0.00%. FinecoBank SpA's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For FinecoBank SpA (MIL:FBK), the current FCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinecoBank SpA (MIL:FBK) Overvalued in 2026?

Based on GuruFocus' analysis, FinecoBank SpA stock appears to be overvalued. The current stock price of €22.24 is trading 29.3% above its estimated GF Value™ of €17.20. GuruFocus considers FinecoBank SpA to be Significantly Overvalued.

Key valuation signals for MIL:FBK:

  • FCF Margin %: 0.00%
  • GF Value™: €17.20 vs. price of €22.24 (29.3% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the MIL:FBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FinecoBank SpA Business Description

Address Piazza Durante, 11, Milan, ITA, 20131
FinecoBank SpA is a FinTech bank based in Italy, offering its services through a network of personal financial advisors and online and mobile channels that operate in an integrated manner. The Group's offerings are divided into three product areas: Banking, Brokerage, and Investing. Maximum revenue is generated from Banking activities, which include current account services, payment services, and the issuance of debit, credit, and prepaid cards, mortgages, overdrafts, and personal loans. The Brokerage category offers order execution services on behalf of the customer, and trading access to CFDs, futures, options, bonds, ETFs, and certificates; and Investing includes the asset management activities of the Group, its investment advisory services, and various investment products offerings.
76GF Score

Get the complete analysis for MIL:FBK

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.24
Price
€17.20
GF Value