FinecoBank SpAMIL:FBK -0.66%78 PS Ratio is 8.89 as of Jul. 08, 2026, which is 1% above its 10-year median of 8.82. GuruFocus rates MIL:FBK with a GF Score™ of 78/100 and a GF Value™ of €17.16 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,519 Banks companies, FinecoBank SpA ranks worse than 96.84% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, FinecoBank SpA's share price is €22.74.
FinecoBank SpA's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €2.56. Hence, FinecoBank SpA's PS Ratio for today is 8.89.
Warning Sign:
FinecoBank SpA stock PS Ratio (=8.93) is close to 3-year high of 9.17.
The historical rank and industry rank for FinecoBank SpA's PS Ratio or its related term are showing as below:
MIL:FBK'
s PS Ratio Range Over the Past 10 Years
Min: 4.4 Med: 8.82 Max: 32.89
Current: 8.95
During the past 13 years, FinecoBank SpA's highest PS Ratio was 32.89. The lowest was 4.40. And the median was 8.82.
MIL:FBK's PS Ratio is ranked worse than 96.84% of 1519
companies
in the Banks industry
Industry Median: 3.02
vs MIL:FBK: 8.95
FinecoBank SpA revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of FinecoBank SpA was 1.80% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 12.60% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 13.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 10.60% per year.
During the past 13 years, FinecoBank SpA's highest 3-Year average Revenue per Share Growth Rate was 17.10% per year. The lowest was 4.50% per year. And the median was 12.10% per year.
Back to Basics: PS Ratio
FinecoBank SpA (MIL:FBK) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
FinecoBank SpA PS Ratio Related Terms
FinecoBank SpA PS Ratio Historical Data
* Premium members only.
The historical data trend for FinecoBank SpA's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, FinecoBank SpA's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinecoBank SpA PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, FinecoBank SpA's PS Ratio distribution charts can be found below:
* The bar in red indicates where FinecoBank SpA's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
FinecoBank SpA's Share Price of today is €22.74. FinecoBank SpA's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.56.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
FinecoBank SpA (MIL:FBK) has a PS Ratio of 8.89 as of Jul. 08, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on FinecoBank SpA and its competitors. This is near median its historical median of 8.82. Over the past decade, FinecoBank SpA's PS Ratio has ranged from 4.40 to 32.89. According to the industry distribution chart, FinecoBank SpA ranks #1471 out of 1519 companies in the Banks industry, placing it in the top 96.8%.
Is FinecoBank SpA's PS Ratio too high?
FinecoBank SpA's current PS Ratio of 8.89 is near median its 10-year median of 8.82. Over the past 10 years, this metric has ranged from a low of 4.40 to a high of 32.89. The Banks industry median PS Ratio is 3.02. FinecoBank SpA's value of 8.89 is 194.4% above this industry median. Based on the distribution chart, FinecoBank SpA ranks #1471 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, FinecoBank SpA has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FinecoBank SpA's PS Ratio compare to competitors?
According to the Banks industry distribution chart, FinecoBank SpA ranks #1471 out of 1519 companies for PS Ratio. This places FinecoBank SpA in the lower half of its industry. The industry median PS Ratio is 3.02. FinecoBank SpA's value of 8.89 is 194.4% above this benchmark. Historically, FinecoBank SpA's own PS Ratio has ranged from 4.40 to 32.89 over the past decade. While the company's 10-year median is 8.82 vs. the industry median of 3.02, FinecoBank SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinecoBank SpA's current PS Ratio of 8.89 is 194.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on FinecoBank SpA and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinecoBank SpA's current PS Ratio is 8.89, which is near median its own 10-year median of 8.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinecoBank SpA stock overvalued right now?
Based on GuruFocus' analysis, FinecoBank SpA (MIL:FBK) is currently considered Significantly Overvalued. The stock's GF Value™ is €17.16, compared to a current price of €22.74 — trading 32.5% above its estimated fair value. The current PS Ratio is 8.89, which is near median its 10-year median of 8.82 and 194.4% above the Banks industry median of 3.02. FinecoBank SpA's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For FinecoBank SpA (MIL:FBK), the current PS Ratio is 8.89 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinecoBank SpA (MIL:FBK) Overvalued in 2026?
Based on GuruFocus' analysis, FinecoBank SpA stock appears to be overvalued.
The current stock price of €22.74 is trading 32.5% above its estimated GF Value™ of €17.16.
GuruFocus considers FinecoBank SpA to be Significantly Overvalued.
Key valuation signals for MIL:FBK:
PS Ratio: 8.89 (near median its 10-year median of 8.82)
GF Value™: €17.16 vs. price of €22.74 (32.5% above fair value)
Industry Position: 194.4% above the Banks median (#1471 of 1519)
No single metric tells the full story. See the MIL:FBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinecoBank SpA is a FinTech bank based in Italy, offering its services through a network of personal financial advisors and online and mobile channels that operate in an integrated manner. The Group's offerings are divided into three product areas: Banking, Brokerage, and Investing. Maximum revenue is generated from Banking activities, which include current account services, payment services, and the issuance of debit, credit, and prepaid cards, mortgages, overdrafts, and personal loans. The Brokerage category offers order execution services on behalf of the customer, and trading access to CFDs, futures, options, bonds, ETFs, and certificates; and Investing includes the asset management activities of the Group, its investment advisory services, and various investment products offerings.
78GF Score
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