Akcept Finance (WAR:AFC) Enterprise Value: zł5.88 Mil (As of Jul. 01, 2026) ***


WAR:AFC Akcept Finance SA WAR:AFC
29 GF Score
Price zł0.25
GF Value zł0.40
Valuation Possible Value Trap
! 4 Warning Signs
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What is Akcept Finance Enterprise Value?

Akcept Finance WAR:AFC 29 Enterprise Value is zł5.88 Mil as of Jul. 01, 2026. GuruFocus rates WAR:AFC with a GF Score™ of 29/100 and a GF Value™ of zł0.40 (Possible Value Trap). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Akcept Finance's Enterprise Value is zł5.88 Mil. Akcept Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was zł-0.38 Mil. Therefore, Akcept Finance's EV-to-EBIT ratio for today is -15.38.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Akcept Finance's Enterprise Value is zł5.88 Mil. Akcept Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was zł-0.38 Mil. Therefore, Akcept Finance's EV-to-EBITDA ratio for today is -15.38.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Akcept Finance's Enterprise Value is zł5.88 Mil. Akcept Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was zł0.27 Mil. Therefore, Akcept Finance's EV-to-Revenue ratio for today is 22.09.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Akcept Finance's Enterprise Value is zł5.88 Mil. Akcept Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was zł-1.30 Mil. Therefore, Akcept Finance's EV-to-OCF ratio for today is -4.52.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Akcept Finance's Enterprise Value is zł5.88 Mil. Akcept Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was zł-1.30 Mil. Therefore, Akcept Finance's EV-to-FCF ratio for today is -4.52.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Akcept Finance  (WAR:AFC) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Akcept Finance's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=5.876/-0.382
=-15.38

Akcept Finance's current Enterprise Value is zł5.88 Mil.
Akcept Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-0.38 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Akcept Finance's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=5.876/-0.382
=-15.38

Akcept Finance's current Enterprise Value is zł5.88 Mil.
Akcept Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-0.38 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Akcept Finance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=5.876/0.266
=22.09

Akcept Finance's current Enterprise Value is zł5.88 Mil.
Akcept Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł0.27 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Akcept Finance's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=5.876/-1.299
=-4.52

Akcept Finance's current Enterprise Value is zł5.88 Mil.
Akcept Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-1.30 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Akcept Finance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=5.876/-1.299
=-4.52

Akcept Finance's current Enterprise Value is zł5.88 Mil.
Akcept Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-1.30 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Akcept Finance Enterprise Value Related Terms


Akcept Finance Enterprise Value Historical Data

* Premium members only.

The historical data trend for Akcept Finance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Akcept Finance Enterprise Value Chart

Akcept Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.24 15.28 6.56 3.38 5.77

Akcept Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.50 3.86 4.19 5.77 5.69

WAR:AFC vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Akcept Finance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Akcept Finance Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Akcept Finance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Akcept Finance's Enterprise Value falls into.


WAR:AFC
29GF Score
Akcept Finance SA WAR:AFC
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Akcept Finance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Akcept Finance's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Akcept Finance's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of zł5.88 Mil mean?
Akcept Finance (WAR:AFC) has a Enterprise Value of zł5.88 Mil as of Jul. 01, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Akcept Finance and its competitors.
Is Akcept Finance's Enterprise Value too high?
Akcept Finance's current Enterprise Value is zł5.88 Mil. Overall, Akcept Finance has a GF Score™ of 29/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Akcept Finance's Enterprise Value compare to V and MA?
Akcept Finance's Enterprise Value of zł5.88 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Akcept Finance and its competitors. Akcept Finance's current Enterprise Value is zł5.88 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Akcept Finance stock overvalued right now?
Based on GuruFocus' analysis, Akcept Finance (WAR:AFC) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.40, compared to a current price of zł0.25 — trading 38.5% below its estimated fair value. The current Enterprise Value is zł5.88 Mil. Akcept Finance's overall GF Score™ is 29/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Akcept Finance (WAR:AFC), the current Enterprise Value is zł5.88 Mil as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Akcept Finance (WAR:AFC) Overvalued in 2026?

Based on GuruFocus' analysis, Akcept Finance stock appears to be undervalued. The current stock price of zł0.25 is trading 38.5% below its estimated GF Value™ of zł0.40. GuruFocus considers Akcept Finance to be Possible Value Trap.

Key valuation signals for WAR:AFC:

  • Enterprise Value: zł5.88 Mil
  • GF Value™: zł0.40 vs. price of zł0.25 (38.5% below fair value)
  • GF Score™: 29/100 with 4 warning signs

No single metric tells the full story. See the WAR:AFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Akcept Finance Business Description

Address Ulica Mikolowska 29, Myslowice, POL, 41-400
Akcept Finance SA provides various financial services to micro-enterprises, SMEs, and publicly traded companies. The company's financial services include full factoring services, half-factoring, discounting of bills and funds raising in Europe.
29GF Score

Get the complete analysis for WAR:AFC

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.25
Price
zł0.40
GF Value