Akcept Finance (WAR:AFC) Profitability Rank: 3 (As of Jun. 2026) — 50% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:AFC Akcept Finance SA WAR:AFC
32 GF Score
Price zł0.26
GF Value zł0.35
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Akcept Finance Profitability Rank?

Akcept Finance WAR:AFC 32 Profitability Rank is 3 as of Jun. 2026, which is 50% below its 10-year median of 6.00. GuruFocus rates WAR:AFC with a GF Score™ of 32/100 and a GF Value™ of zł0.35 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Akcept Finance has the Profitability Rank of 3. It has had trouble to make a profit.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Akcept Finance's Operating Margin % for the quarter that ended in Jun. 2026 was -305.90%. As of today, Akcept Finance's Piotroski F-Score is 5.


Akcept Finance Profitability Rank Related Terms


WAR:AFC vs V, MA, AXP: Profitability Rank Comparison

For the Credit Services subindustry, Akcept Finance's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Akcept Finance Profitability Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Akcept Finance's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Akcept Finance's Profitability Rank falls into.


WAR:AFC
32GF Score
Akcept Finance SA WAR:AFC
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Akcept Finance Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Akcept Finance has the Profitability Rank of 3. It has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Akcept Finance's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=-0.0521861 / 0.01706004
=-305.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Akcept Finance has an F-score of 5 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 3 mean?
Akcept Finance (WAR:AFC) has a Profitability Rank of 3 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Akcept Finance and its competitors. This is 50% below median its historical median of 6.00. Over the past decade, Akcept Finance's Profitability Rank has ranged from 2.00 to 8.00.
Is Akcept Finance's Profitability Rank too high?
Akcept Finance's current Profitability Rank of 3 is 50% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 8.00. Overall, Akcept Finance has a GF Score™ of 32/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Akcept Finance's Profitability Rank compare to V and MA?
Akcept Finance's Profitability Rank of 3 can be compared against companies in the Credit Services industry. Historically, Akcept Finance's own Profitability Rank has ranged from 2.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Credit Services company?
A good Profitability Rank depends on the Credit Services industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Akcept Finance and its competitors. Akcept Finance's current Profitability Rank is 3, which is 50% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Akcept Finance stock overvalued right now?
Based on GuruFocus' analysis, Akcept Finance (WAR:AFC) is currently considered Modestly Undervalued. The stock's GF Value™ is zł0.35, compared to a current price of zł0.26 — trading 25.7% below its estimated fair value. The current Profitability Rank is 3, which is 50% below median its 10-year median of 6.00. Akcept Finance's overall GF Score™ is 32/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Akcept Finance (WAR:AFC), the current Profitability Rank is 3 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Akcept Finance (WAR:AFC) Overvalued in 2026?

Based on GuruFocus' analysis, Akcept Finance stock appears to be undervalued. The current stock price of zł0.26 is trading 25.7% below its estimated GF Value™ of zł0.35. GuruFocus considers Akcept Finance to be Modestly Undervalued.

Key valuation signals for WAR:AFC:

  • Profitability Rank: 3 (50% below median its 10-year median of 6.00)
  • GF Value™: zł0.35 vs. price of zł0.26 (25.7% below fair value)
  • GF Score™: 32/100 with 4 warning signs

No single metric tells the full story. See the WAR:AFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Akcept Finance Business Description

Address Ulica Mikolowska 29, Myslowice, POL, 41-400
Akcept Finance SA provides various financial services to micro-enterprises, SMEs, and publicly traded companies. The company's financial services include full factoring services, half-factoring, discounting of bills and funds raising in Europe.
32GF Score

Get the complete analysis for WAR:AFC

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.26
Price
zł0.35
GF Value