Akcept FinanceWAR:AFC 28 Median PS Value is zł0.21 as of Jun. 28, 2026, which is 100% below its 10-year median of 5.57. GuruFocus rates WAR:AFC with a GF Score™ of 28/100 and a GF Value™ of zł0.40 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 288 Credit Services companies, Akcept Finance ranks worse than 65.63% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Akcept Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was zł0.054. Akcept Finance's 10-Year median PS Ratio is 3.8889. Therefore, the Median PS Value for today is zł0.21.
As of today (2026-06-28), Akcept Finance's share price is zł0.246. Akcept Finance's Median PS Value is zł0.21. Therefore, Akcept Finance's Price to Median PS Value for today is 1.17.
The historical rank and industry rank for Akcept Finance's Median PS Value or its related term are showing as below:
WAR:AFC'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.17 Med: 5.57 Max: 67.33
Current: 1.17
During the past 13 years, the highest Price to Median PS Value of Akcept Finance was 67.33. The lowest was 1.17. And the median was 5.57.
WAR:AFC's Price-to-Median-PS-Value is ranked worse than 65.63% of 288
companies
in the Credit Services industry
Industry Median: 0.9
vs WAR:AFC: 1.17
Akcept Finance (WAR:AFC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Akcept Finance's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.246
/
0.21
=
1.17
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Akcept Finance Median PS Value Related Terms
Akcept Finance Median PS Value Historical Data
* Premium members only.
The historical data trend for Akcept Finance's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Akcept Finance's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Akcept Finance Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Akcept Finance's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Akcept Finance's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.8889.
Akcept Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł0.054.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Akcept Finance (WAR:AFC) has a Median PS Value of zł0.21 as of Jun. 28, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Akcept Finance and its competitors. This is 96% below median its historical median of 5.57. Over the past decade, Akcept Finance's Median PS Value has ranged from 1.17 to 67.33. According to the industry distribution chart, Akcept Finance ranks #189 out of 288 companies in the Credit Services industry, placing it in the top 65.6%.
Is Akcept Finance's Median PS Value too high?
Akcept Finance's current Median PS Value of zł0.21 is 96% below median its 10-year median of 5.57. Over the past 10 years, this metric has ranged from a low of 1.17 to a high of 67.33. Based on the distribution chart, Akcept Finance ranks #189 out of 288 companies in the Credit Services industry, which is below the industry midpoint. Overall, Akcept Finance has a GF Score™ of 28/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Akcept Finance's Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, Akcept Finance ranks #189 out of 288 companies for Median PS Value. This places Akcept Finance in the lower half of its industry. The industry median Median PS Value is 0.90. Historically, Akcept Finance's own Median PS Value has ranged from 1.17 to 67.33 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.90, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Akcept Finance and its competitors. For the Credit Services industry, the median Median PS Value is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Akcept Finance's current Median PS Value is zł0.21, which is 96% below median its own 10-year median of 5.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Akcept Finance stock overvalued right now?
Based on GuruFocus' analysis, Akcept Finance (WAR:AFC) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.40, compared to a current price of zł0.25 — trading 38.5% below its estimated fair value. The current Median PS Value is zł0.21, which is 96% below median its 10-year median of 5.57. Akcept Finance's overall GF Score™ is 28/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Akcept Finance (WAR:AFC), the current Median PS Value is zł0.21 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Akcept Finance (WAR:AFC) Overvalued in 2026?
Based on GuruFocus' analysis, Akcept Finance stock appears to be undervalued.
The current stock price of zł0.25 is trading 38.5% below its estimated GF Value™ of zł0.40.
GuruFocus considers Akcept Finance to be Possible Value Trap.
Key valuation signals for WAR:AFC:
Median PS Value: zł0.21 (96% below median its 10-year median of 5.57)
GF Value™: zł0.40 vs. price of zł0.25 (38.5% below fair value)
No single metric tells the full story. See the WAR:AFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Akcept Finance SA provides various financial services to micro-enterprises, SMEs, and publicly traded companies. The company's financial services include full factoring services, half-factoring, discounting of bills and funds raising in Europe.
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