Akcept Finance (WAR:AFC) 3-1 Month Momentum %: -19.49% (As of Sep. 09, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:AFC Akcept Finance SA WAR:AFC
34 GF Score
Price zł0.24
GF Value zł0.35
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Akcept Finance 3-1 Month Momentum %?

Akcept Finance WAR:AFC -4.00% 34 3-1 Month Momentum % is -19.49% as of Sep. 09, 2026. GuruFocus rates WAR:AFC with a GF Score™ of 34/100 and a GF Value™ of zł0.35 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 559 Credit Services companies, Akcept Finance ranks worse than 93.2% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-09), Akcept Finance's 3-1 Month Momentum % is -19.49%.

The industry rank for Akcept Finance's 3-1 Month Momentum % or its related term are showing as below:

WAR:AFC's 3-1 Month Momentum % is ranked worse than
93.2% of 559 companies
in the Credit Services industry
Industry Median: 2.91 vs WAR:AFC: -19.49

Akcept Finance  (WAR:AFC) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Akcept Finance 3-1 Month Momentum % Related Terms


WAR:AFC vs V, MA, AXP: 3-1 Month Momentum % Comparison

For the Credit Services subindustry, Akcept Finance's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Akcept Finance 3-1 Month Momentum % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Akcept Finance's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Akcept Finance's 3-1 Month Momentum % falls into.


WAR:AFC
34GF Score
Akcept Finance SA WAR:AFC
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Akcept Finance  (WAR:AFC) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -19.49% mean?
Akcept Finance (WAR:AFC) has a 3-1 Month Momentum % of -19.49% as of Sep. 09, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Akcept Finance and its competitors. According to the industry distribution chart, Akcept Finance ranks #521 out of 559 companies in the Credit Services industry, placing it in the top 93.2%.
Is Akcept Finance's 3-1 Month Momentum % too high?
Akcept Finance's current 3-1 Month Momentum % is -19.49%. Based on the distribution chart, Akcept Finance ranks #521 out of 559 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Akcept Finance has a GF Score™ of 34/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Akcept Finance's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, Akcept Finance ranks #521 out of 559 companies for 3-1 Month Momentum %. This places Akcept Finance in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.91. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 2.91, based on 559 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Akcept Finance and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 2.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Akcept Finance's current 3-1 Month Momentum % is -19.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Akcept Finance stock overvalued right now?
Based on GuruFocus' analysis, Akcept Finance (WAR:AFC) is currently considered Possible Value Trap. The stock's GF Value™ is zł0.35, compared to a current price of zł0.24 — trading 31.4% below its estimated fair value. The current 3-1 Month Momentum % is -19.49%. Akcept Finance's overall GF Score™ is 34/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Akcept Finance (WAR:AFC), the current 3-1 Month Momentum % is -19.49% as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Akcept Finance (WAR:AFC) Overvalued in 2026?

Based on GuruFocus' analysis, Akcept Finance stock appears to be undervalued. The current stock price of zł0.24 is trading 31.4% below its estimated GF Value™ of zł0.35. GuruFocus considers Akcept Finance to be Possible Value Trap.

Key valuation signals for WAR:AFC:

  • 3-1 Month Momentum %: -19.49%
  • GF Value™: zł0.35 vs. price of zł0.24 (31.4% below fair value)
  • GF Score™: 34/100 with 4 warning signs

No single metric tells the full story. See the WAR:AFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Akcept Finance Business Description

Address Ulica Mikolowska 29, Myslowice, POL, 41-400
Akcept Finance SA provides various financial services to micro-enterprises, SMEs, and publicly traded companies. The company's financial services include full factoring services, half-factoring, discounting of bills and funds raising in Europe.
34GF Score

Get the complete analysis for WAR:AFC

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.24
Price
zł0.35
GF Value