Lufax Holding (FRA:0VU0) EPS (Basic): €-0.29 (TTM As of Dec. 2025)


FRA:0VU0 Lufax Holding Ltd FRA:0VU0
49 GF Score
Price €1.07
GF Value €2.19
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Lufax Holding EPS (Basic)?

Lufax Holding FRA:0VU0 -5.31% 49 EPS (Basic) is €-0.29 as of Dec. 2025. GuruFocus rates FRA:0VU0 with a GF Score™ of 49/100 and a GF Value™ of €2.19 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Lufax Holding's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was €-0.19. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.29.

Lufax Holding's EPS (Diluted) for the six months ended in Dec. 2025 was €-0.19. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.29.

Lufax Holding's EPS without NRI for the six months ended in Dec. 2025 was €-0.19. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was -0.29.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 10 years, Lufax Holding's highest 3-Year average EPS without NRI Growth Rate was 24.90% per year. The lowest was -61.80% per year. And the median was -4.95% per year.

Lufax Holding  (FRA:0VU0) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Lufax Holding EPS (Basic) Related Terms

Lufax Holding EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Lufax Holding's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lufax Holding EPS (Basic) Chart

Lufax Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.95 1.84 0.18 -0.73 -0.29

Lufax Holding Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.19 -0.53 -0.19 -0.11 -0.19
FRA:0VU0
49GF Score
Lufax Holding Ltd FRA:0VU0
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Lufax Holding EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Lufax Holding's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(-254.347-0)/866.689
=-0.29

Lufax Holding's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(-161.318-0)/866.689
=-0.19

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €-0.29 mean?
Lufax Holding (FRA:0VU0) has a EPS (Basic) of €-0.29 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Lufax Holding and its competitors.
Is Lufax Holding's EPS (Basic) too high?
Lufax Holding's current EPS (Basic) is €-0.29. Overall, Lufax Holding has a GF Score™ of 49/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lufax Holding's EPS (Basic) compare to ATLC and FINV?
Lufax Holding's EPS (Basic) of €-0.29 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Credit Services company?
A good EPS (Basic) depends on the Credit Services industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Lufax Holding and its competitors. Lufax Holding's current EPS (Basic) is €-0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lufax Holding stock overvalued right now?
Based on GuruFocus' analysis, Lufax Holding (FRA:0VU0) is currently considered Significantly Undervalued. The stock's GF Value™ is €2.19, compared to a current price of €1.07 — trading 51.1% below its estimated fair value. The current EPS (Basic) is €-0.29. Lufax Holding's overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Lufax Holding (FRA:0VU0), the current EPS (Basic) is €-0.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lufax Holding (FRA:0VU0) Overvalued in 2026?

Based on GuruFocus' analysis, Lufax Holding stock appears to be undervalued. The current stock price of €1.07 is trading 51.1% below its estimated GF Value™ of €2.19. GuruFocus considers Lufax Holding to be Significantly Undervalued.

Key valuation signals for FRA:0VU0:

  • EPS (Basic): €-0.29
  • GF Value™: €2.19 vs. price of €1.07 (51.1% below fair value)
  • GF Score™: 49/100 with 1 warning sign

No single metric tells the full story. See the FRA:0VU0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lufax Holding Business Description

Other Exchanges LU:USA
Address Lujiazui Ring Road, 18th Floor, No. 1333, Pudong New District, Shanghai, CHN
Lufax Holding Ltd is an investment holding company, together with its consolidated subsidiaries, engaged in core retail credit and enablement business to both borrowers and institutions in the People's Republic of China. The group's segments are Lending-related business, which provides Retail credit and enablement, consumer finance loans, and Digital banking business, including Retail banking and SME banking.
49GF Score

Get the complete analysis for FRA:0VU0

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.07
Price
€2.19
GF Value