Vanquis Banking Group (FRA:PRVA) EPS (Basic): €0.04 (TTM As of Dec. 2025)


FRA:PRVA Vanquis Banking Group PLC FRA:PRVA
67 GF Score
Price €1.32
GF Value €1.24
! 1 Warning Sign
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What is Vanquis Banking Group EPS (Basic)?

Vanquis Banking Group FRA:PRVA -0.75% 67 EPS (Basic) is €0.04 as of Dec. 2025. GuruFocus rates FRA:PRVA with a GF Score™ of 67/100 and a GF Value™ of €1.24. The stock has 1 warning sign investors should review.

Vanquis Banking Group's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was €0.01. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.04.

Vanquis Banking Group's EPS (Diluted) for the six months ended in Dec. 2025 was €0.01. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.04.

Vanquis Banking Group's EPS without NRI for the six months ended in Dec. 2025 was €0.01. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 0.03.

During the past 3 years, the average EPS without NRI Growth Rate was -58.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Vanquis Banking Group's highest 3-Year average EPS without NRI Growth Rate was 33.10% per year. The lowest was -58.20% per year. And the median was 8.00% per year.

Vanquis Banking Group  (FRA:PRVA) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Vanquis Banking Group EPS (Basic) Related Terms

Vanquis Banking Group EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Vanquis Banking Group's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vanquis Banking Group EPS (Basic) Chart

Vanquis Banking Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.15 0.35 -0.05 -0.56 0.04

Vanquis Banking Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 -0.17 -0.39 0.03 0.01
FRA:PRVA
67GF Score
Vanquis Banking Group PLC FRA:PRVA
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Vanquis Banking Group EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Vanquis Banking Group's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(9.375-0)/254.000
=0.04

Vanquis Banking Group's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(2.972-0)/253.500
=0.01

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €0.04 mean?
Vanquis Banking Group (FRA:PRVA) has a EPS (Basic) of €0.04 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Vanquis Banking Group and its competitors.
Is Vanquis Banking Group's EPS (Basic) too high?
Vanquis Banking Group's current EPS (Basic) is €0.04. Overall, Vanquis Banking Group has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's EPS (Basic) compare to PNC?
Vanquis Banking Group's EPS (Basic) of €0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Vanquis Banking Group and its competitors. Vanquis Banking Group's current EPS (Basic) is €0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Vanquis Banking Group (FRA:PRVA) has a current EPS (Basic) of €0.04. The stock's GF Value™ is €1.24, compared to a current price of €1.32 — trading 6.5% above its estimated fair value. The current EPS (Basic) is €0.04. Vanquis Banking Group's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Vanquis Banking Group (FRA:PRVA), the current EPS (Basic) is €0.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vanquis Banking Group (FRA:PRVA) Overvalued in 2026?

Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be overvalued. The current stock price of €1.32 is trading 6.5% above its estimated GF Value™ of €1.24.

Key valuation signals for FRA:PRVA:

  • EPS (Basic): €0.04
  • GF Value™: €1.24 vs. price of €1.32 (6.5% above fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the FRA:PRVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vanquis Banking Group Business Description

Other Exchanges FPLPF:USAVANQl:UKVANQ:UK
Address No. 5 Godwin Street, Fairburn House, Bradford, West Yorkshire, GBR, BD1 2AH
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
67GF Score

Get the complete analysis for FRA:PRVA

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.32
Price
€1.24
GF Value